UNIB (University Bancorp) Total Deposits: $865.5 Mil (As of Dec. 2025)

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UNIB University Bancorp Inc UNIB
60 GF Score
Price $22.25
GF Value $17.86
Valuation Modestly Overvalued
! 6 Warning Signs
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What is University Bancorp Total Deposits?

University Bancorp UNIB 60 Total Deposits is $865.5 Mil as of Dec. 2025. GuruFocus rates UNIB with a GF Score™ of 60/100 and a GF Value™ of $17.86 (Modestly Overvalued). The stock has 6 warning signs investors should review.

University Bancorp's annual total deposits increased from Dec. 2023 ($675.0 Mil) to Dec. 2024 ($715.5 Mil) and increased from Dec. 2024 ($715.5 Mil) to Dec. 2025 ($865.5 Mil).

University Bancorp Total Deposits Historical Data

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The historical data trend for University Bancorp's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

University Bancorp Total Deposits Chart

University Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 362.07 605.78 674.99 715.45 865.48

University Bancorp Semi-Annual Data
Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 362.07 605.78 674.99 715.45 865.48
UNIB
60GF Score
University Bancorp Inc UNIB
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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University Bancorp Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $865.5 Mil mean?
University Bancorp (UNIB) has a Total Deposits of $865.5 Mil as of Dec. 2025. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for University Bancorp and its competitors.
Is University Bancorp's Total Deposits too high?
University Bancorp's current Total Deposits is $865.5 Mil. Overall, University Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does University Bancorp's Total Deposits compare to UNB and FNWB?
University Bancorp's Total Deposits of $865.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for University Bancorp and its competitors. University Bancorp's current Total Deposits is $865.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is University Bancorp stock overvalued right now?
Based on GuruFocus' analysis, University Bancorp (UNIB) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.86, compared to a current price of $22.25 — trading 24.6% above its estimated fair value. The current Total Deposits is $865.5 Mil. University Bancorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For University Bancorp (UNIB), the current Total Deposits is $865.5 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is University Bancorp (UNIB) Overvalued in 2026?

Based on GuruFocus' analysis, University Bancorp stock appears to be overvalued. The current stock price of $22.25 is trading 24.6% above its estimated GF Value™ of $17.86. GuruFocus considers University Bancorp to be Modestly Overvalued.

Key valuation signals for UNIB:

  • Total Deposits: $865.5 Mil
  • GF Value™: $17.86 vs. price of $22.25 (24.6% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the UNIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

University Bancorp Business Description

Address 2015 Washtenaw Avenue, Ann Arbor, MI, USA, 48104
University Bancorp Inc is a holding company. It is a full-service community bank that offers all customary banking services, including the acceptance of checking, savings, and time deposits. The bank also makes commercial, real estate, personal, home improvement, automotive, and another installment, credit card, and consumer loans, and provides fee-based services such as foreign currency exchange. The company's customer base is located in the Ann Arbor, Michigan metropolitan statistical area.
60GF Score

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Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.25
Price
$17.86
GF Value