UNIB (University Bancorp) Institutional Ownership: 0.00% (As of Jul. 09, 2026)


UNIB University Bancorp Inc UNIB
57 GF Score
Price $22.52
GF Value $17.80
Valuation Modestly Overvalued
! 6 Warning Signs
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What is University Bancorp Institutional Ownership?

University Bancorp UNIB +0.09% 57 Institutional Ownership is 0.00% as of Jul. 09, 2026. GuruFocus rates UNIB with a GF Score™ of 57/100 and a GF Value™ of $17.80 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, University Bancorp's institutional ownership is 0.00%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, University Bancorp's Insider Ownership is 19.03%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, University Bancorp's Float Percentage Of Total Shares Outstanding is 0.00%.

University Bancorp Institutional Ownership Historical Data

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The historical data trend for University Bancorp's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

University Bancorp Institutional Ownership Chart

University Bancorp Historical Data

The historical data trend for University Bancorp can be seen below:

2021-01-31 2021-02-28 2021-03-31 2021-04-30 2021-05-31 2021-06-30 2021-07-31 2021-08-31 2021-09-30 2021-10-31
Institutional Ownership 3.09 3.09 3.09 3.09 3.09 3.09 3.09 3.09 3.09 3.09
UNIB
57GF Score
University Bancorp Inc UNIB
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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University Bancorp Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 0.00% mean?
University Bancorp (UNIB) has a Institutional Ownership of 0.00% as of Jul. 09, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on University Bancorp and its competitors.
Is University Bancorp's Institutional Ownership too high?
University Bancorp's current Institutional Ownership is 0.00%. Overall, University Bancorp has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does University Bancorp's Institutional Ownership compare to KTHN and PNBK?
University Bancorp's Institutional Ownership of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on University Bancorp and its competitors. University Bancorp's current Institutional Ownership is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is University Bancorp stock overvalued right now?
Based on GuruFocus' analysis, University Bancorp (UNIB) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.80, compared to a current price of $22.52 — trading 26.5% above its estimated fair value. The current Institutional Ownership is 0.00%. University Bancorp's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For University Bancorp (UNIB), the current Institutional Ownership is 0.00% as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is University Bancorp (UNIB) Overvalued in 2026?

Based on GuruFocus' analysis, University Bancorp stock appears to be overvalued. The current stock price of $22.52 is trading 26.5% above its estimated GF Value™ of $17.80. GuruFocus considers University Bancorp to be Modestly Overvalued.

Key valuation signals for UNIB:

  • Institutional Ownership: 0.00%
  • GF Value™: $17.80 vs. price of $22.52 (26.5% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the UNIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

University Bancorp Business Description

Address 2015 Washtenaw Avenue, Ann Arbor, MI, USA, 48104
University Bancorp Inc is a holding company. It is a full-service community bank that offers all customary banking services, including the acceptance of checking, savings, and time deposits. The bank also makes commercial, real estate, personal, home improvement, automotive, and another installment, credit card, and consumer loans, and provides fee-based services such as foreign currency exchange. The company's customer base is located in the Ann Arbor, Michigan metropolitan statistical area.
57GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.52
Price
$17.80
GF Value