HERZ (Herzfeld Creditome Fund) Unearned Premiums

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HERZ Herzfeld Credit Income Fund Inc HERZ
53 GF Score
Price $15.75
GF Value $19.76
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Herzfeld Creditome Fund Unearned Premiums?

Unearned Premiums only applies to insurance companies.

HERZ
53GF Score
Herzfeld Credit Income Fund Inc HERZ
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Herzfeld Creditome Fund (HERZ) Overvalued in 2026?

Based on GuruFocus' analysis, Herzfeld Creditome Fund stock appears to be undervalued. The current stock price of $15.75 is trading 20.3% below its estimated GF Value™ of $19.76. GuruFocus considers Herzfeld Creditome Fund to be Modestly Undervalued.

Key valuation signals for HERZ:

  • Unearned Premiums:
  • GF Value™: $19.76 vs. price of $15.75 (20.3% below fair value)
  • GF Score™: 53/100 with 4 warning signs

No single metric tells the full story. See the HERZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Herzfeld Creditome Fund Business Description

Address 119 Washington Avenue, Suite 504, Miami Beach, FL, USA, 33139
Herzfeld Credit Income Fund Inc is a non-diversified, closed-end management investment company. Its primary investment objective is to maximize risk-adjusted total returns, and its secondary investment objective is to generate high current income.
53GF Score

Get the complete analysis for HERZ

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.75
Price
$19.76
GF Value