HERZ (Herzfeld Creditome Fund) Total Noninterest Expense: $1.14 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HERZ Herzfeld Credit Income Fund Inc HERZ
31 GF Score
Price $16.09
! 2 Warning Signs
View Full Analysis

What is Herzfeld Creditome Fund Total Noninterest Expense?

Herzfeld Creditome Fund HERZ +2.07% 31 Total Noninterest Expense is $1.14 Mil as of Dec. 2025. GuruFocus rates HERZ with a GF Score™ of 31/100. The stock has 2 warning signs investors should review.

Herzfeld Creditome Fund's Total Noninterest Expense for the six months ended in Dec. 2025 was $0.41 Mil. Herzfeld Creditome Fund's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $1.14 Mil.

Herzfeld Creditome Fund Total Noninterest Expense Related Terms

Herzfeld Creditome Fund Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Herzfeld Creditome Fund's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Herzfeld Creditome Fund Total Noninterest Expense Chart

Herzfeld Creditome Fund Annual Data
Trend Jun15 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only 0.63 0.75 0.61 0.73 1.03

Herzfeld Creditome Fund Semi-Annual Data
Jun15 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.31 0.42 0.31 0.73 0.41
HERZ
31GF Score
Herzfeld Credit Income Fund Inc HERZ
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Herzfeld Creditome Fund Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $1.14 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $1.14 Mil mean?
Herzfeld Creditome Fund (HERZ) has a Total Noninterest Expense of $1.14 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Herzfeld Creditome Fund and its competitors.
Is Herzfeld Creditome Fund's Total Noninterest Expense too high?
Herzfeld Creditome Fund's current Total Noninterest Expense is $1.14 Mil. Overall, Herzfeld Creditome Fund has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Herzfeld Creditome Fund's Total Noninterest Expense compare to TRLC and CXH?
Herzfeld Creditome Fund's Total Noninterest Expense of $1.14 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for an Asset Management company?
A good Total Noninterest Expense depends on the Asset Management industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Herzfeld Creditome Fund and its competitors. Herzfeld Creditome Fund's current Total Noninterest Expense is $1.14 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Herzfeld Creditome Fund stock overvalued right now?
Herzfeld Creditome Fund (HERZ) has a current Total Noninterest Expense of $1.14 Mil. The current Total Noninterest Expense is $1.14 Mil. Herzfeld Creditome Fund's overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Herzfeld Creditome Fund (HERZ), the current Total Noninterest Expense is $1.14 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Herzfeld Creditome Fund Business Description

Address 119 Washington Avenue, Suite 504, Miami Beach, FL, USA, 33139
Herzfeld Credit Income Fund Inc is a non-diversified, closed-end management investment company. Its primary investment objective is to maximize risk-adjusted total returns, and its secondary investment objective is to generate high current income.
31GF Score

Get the complete analysis for HERZ

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.09
Price