HERZ (Herzfeld Creditome Fund) ROE % Adjusted to Book Value: 5.71% (As of Dec. 2025)


HERZ Herzfeld Credit Income Fund Inc HERZ
25 GF Score
Price $16.93
! 2 Warning Signs
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What is Herzfeld Creditome Fund ROE % Adjusted to Book Value?

Herzfeld Creditome Fund HERZ +2.14% 25 ROE % Adjusted to Book Value is 5.71% as of Dec. 2025. GuruFocus rates HERZ with a GF Score™ of 25/100. The stock has 2 warning signs investors should review.

Herzfeld Creditome Fund's ROE % for the quarter that ended in Dec. 2025 was 5.94%. Herzfeld Creditome Fund's PB Ratio for the quarter that ended in Dec. 2025 was 1.04. Herzfeld Creditome Fund's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 5.71%.

Herzfeld Creditome Fund ROE % Adjusted to Book Value Related Terms

Herzfeld Creditome Fund ROE % Adjusted to Book Value Historical Data

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The historical data trend for Herzfeld Creditome Fund's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Herzfeld Creditome Fund ROE % Adjusted to Book Value Chart

Herzfeld Creditome Fund Annual Data
Trend Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 56.70 -23.95 30.10 5.11 2.48

Herzfeld Creditome Fund Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.01 -2.83 20.72 -12.34 5.71

HERZ vs FGNX, TRLC, RAND: ROE % Adjusted to Book Value Comparison

For the Asset Management subindustry, Herzfeld Creditome Fund's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Herzfeld Creditome Fund ROE % Adjusted to Book Value vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Herzfeld Creditome Fund's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Herzfeld Creditome Fund's ROE % Adjusted to Book Value falls into.


HERZ
25GF Score
Herzfeld Credit Income Fund Inc HERZ
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Herzfeld Creditome Fund ROE % Adjusted to Book Value Calculation

Herzfeld Creditome Fund's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=2.36% / 0.95
=2.48%

Herzfeld Creditome Fund's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.94% / 1.04
=5.71%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 5.71% mean?
Herzfeld Creditome Fund (HERZ) has a ROE % Adjusted to Book Value of 5.71% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Herzfeld Creditome Fund and its competitors.
Is Herzfeld Creditome Fund's ROE % Adjusted to Book Value too high?
Herzfeld Creditome Fund's current ROE % Adjusted to Book Value is 5.71%. Overall, Herzfeld Creditome Fund has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Herzfeld Creditome Fund's ROE % Adjusted to Book Value compare to FGNX and TRLC?
Herzfeld Creditome Fund's ROE % Adjusted to Book Value of 5.71% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Asset Management company?
A good ROE % Adjusted to Book Value depends on the Asset Management industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Herzfeld Creditome Fund and its competitors. Herzfeld Creditome Fund's current ROE % Adjusted to Book Value is 5.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Herzfeld Creditome Fund stock overvalued right now?
Herzfeld Creditome Fund (HERZ) has a current ROE % Adjusted to Book Value of 5.71%. The current ROE % Adjusted to Book Value is 5.71%. Herzfeld Creditome Fund's overall GF Score™ is 25/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Herzfeld Creditome Fund (HERZ), the current ROE % Adjusted to Book Value is 5.71% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Herzfeld Creditome Fund Business Description

Address 119 Washington Avenue, Suite 504, Miami Beach, FL, USA, 33139
Herzfeld Credit Income Fund Inc is a non-diversified, closed-end management investment company. Its primary investment objective is to maximize risk-adjusted total returns, and its secondary investment objective is to generate high current income.
25GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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