Herzfeld Creditome FundHERZ -1.89%25 Net Margin % is 75.75% as of Dec. 2025, which is 25% below its 10-year median of 101.50. GuruFocus rates HERZ with a GF Score™ of 25/100. The stock has 2 warning signs investors should review. Among 1,580 Asset Management companies, Herzfeld Creditome Fund ranks better than 96.14% on this metric.
The historical rank and industry rank for Herzfeld Creditome Fund's Net Margin % or its related term are showing as below:
HERZ'
s Net Margin % Range Over the Past 10 Years
Min: 51.7 Med: 101.5 Max: 3735.29
Current: 471.57
HERZ's Net Margin % is ranked better than 96.14% of 1580
companies
in the Asset Management industry
Industry Median: 84.895
vs HERZ: 471.57
Herzfeld Creditome Fund (NAS:HERZ) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Herzfeld Creditome Fund Net Margin % Related Terms
Herzfeld Creditome Fund Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Herzfeld Creditome Fund's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Herzfeld Creditome Fund Net Margin % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Herzfeld Creditome Fund's Net Margin % distribution charts can be found below:
* The bar in red indicates where Herzfeld Creditome Fund's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Herzfeld Creditome Fund (HERZ) has a Net Margin % of 75.75% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Herzfeld Creditome Fund and its competitors. This is 25% below median its historical median of 101.50. Over the past decade, Herzfeld Creditome Fund's Net Margin % has ranged from 51.70 to 3,735.29. According to the industry distribution chart, Herzfeld Creditome Fund ranks #61 out of 1580 companies in the Asset Management industry, placing it in the top 3.9%.
Is Herzfeld Creditome Fund's Net Margin % too high?
Herzfeld Creditome Fund's current Net Margin % of 75.75% is 25% below median its 10-year median of 101.50. Over the past 10 years, this metric has ranged from a low of 51.70 to a high of 3,735.29. The Asset Management industry median Net Margin % is 84.90. Herzfeld Creditome Fund's value of 75.75% is 10.8% below this industry median. Based on the distribution chart, Herzfeld Creditome Fund ranks #61 out of 1580 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Herzfeld Creditome Fund has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Herzfeld Creditome Fund's Net Margin % compare to RMCO and SDEV?
According to the Asset Management industry distribution chart, Herzfeld Creditome Fund ranks #61 out of 1580 companies for Net Margin %. This places Herzfeld Creditome Fund in the top 4% of its industry — outperforming the majority of peers. The industry median Net Margin % is 84.90. Herzfeld Creditome Fund's value of 75.75% is 10.8% below this benchmark. Historically, Herzfeld Creditome Fund's own Net Margin % has ranged from 51.70 to 3,735.29 over the past decade. While the company's 10-year median is 101.50 vs. the industry median of 84.90, Herzfeld Creditome Fund has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Asset Management company?
The median Net Margin % among Asset Management companies is 84.90, based on 1,580 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Herzfeld Creditome Fund's current Net Margin % of 75.75% is 10.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Herzfeld Creditome Fund and its competitors. For the Asset Management industry, the median Net Margin % is 84.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Herzfeld Creditome Fund's current Net Margin % is 75.75%, which is 25% below median its own 10-year median of 101.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Herzfeld Creditome Fund stock overvalued right now?
Herzfeld Creditome Fund (HERZ) has a current Net Margin % of 75.75%. The current Net Margin % is 75.75%, which is 25% below median its 10-year median of 101.50 and 10.8% below the Asset Management industry median of 84.90. Herzfeld Creditome Fund's overall GF Score™ is 25/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Herzfeld Creditome Fund (HERZ), the current Net Margin % is 75.75% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Herzfeld Credit Income Fund Inc is a non-diversified, closed-end management investment company. Its primary investment objective is to maximize risk-adjusted total returns, and its secondary investment objective is to generate high current income.
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