HERZ (Herzfeld Creditome Fund) Moat Score: 2/10 (As of Jul. 02, 2026)


HERZ Herzfeld Credit Income Fund Inc HERZ
25 GF Score
Price $17.47
! 2 Warning Signs
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What is Herzfeld Creditome Fund Moat Score?

Herzfeld Creditome Fund HERZ +1.57% 25 Moat Score is 2 as of Jul. 02, 2026. GuruFocus rates HERZ with a GF Score™ of 25/100. The stock has 2 warning signs investors should review. Among 1,695 Asset Management companies, Herzfeld Creditome Fund ranks better than 80.06% on this metric.

Herzfeld Creditome Fund has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Herzfeld Creditome Fund has No Moat: Herzfeld Credit Income Fund Inc lacks significant competitive advantages. It operates in a highly competitive financial sector with no discernible market leadership, network effects, or strong brand loyalty. The company does not possess unique intellectual property or significant regulatory barriers, resulting in a very weak moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Herzfeld Creditome Fund might have No Moat - Very weak/transient advantages.

Herzfeld Creditome Fund  (NAS:HERZ) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Herzfeld Creditome Fund Moat Score Related Terms

HERZ vs FGNX, TRLC, RAND: Moat Score Comparison

For the Asset Management subindustry, Herzfeld Creditome Fund's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Herzfeld Creditome Fund Moat Score vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Herzfeld Creditome Fund's Moat Score distribution charts can be found below:

* The bar in red indicates where Herzfeld Creditome Fund's Moat Score falls into.


HERZ
25GF Score
Herzfeld Credit Income Fund Inc HERZ
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Herzfeld Creditome Fund (HERZ) has a Moat Score of 2 as of Jul. 02, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Herzfeld Creditome Fund ranks #338 out of 1695 companies in the Asset Management industry, placing it in the top 19.9%.
Is Herzfeld Creditome Fund's Moat Score too high?
Herzfeld Creditome Fund's current Moat Score is 2. Based on the distribution chart, Herzfeld Creditome Fund ranks #338 out of 1695 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Herzfeld Creditome Fund has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Herzfeld Creditome Fund's Moat Score compare to FGNX and TRLC?
According to the Asset Management industry distribution chart, Herzfeld Creditome Fund ranks #338 out of 1695 companies for Moat Score. This places Herzfeld Creditome Fund in the top 20% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Asset Management company?
A good Moat Score depends on the Asset Management industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Herzfeld Creditome Fund's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Herzfeld Creditome Fund stock overvalued right now?
Herzfeld Creditome Fund (HERZ) has a current Moat Score of 2. The current Moat Score is 2. Herzfeld Creditome Fund's overall GF Score™ is 25/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Herzfeld Creditome Fund (HERZ), the current Moat Score is 2 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Herzfeld Creditome Fund Business Description

Address 119 Washington Avenue, Suite 504, Miami Beach, FL, USA, 33139
Herzfeld Credit Income Fund Inc is a non-diversified, closed-end management investment company. Its primary investment objective is to maximize risk-adjusted total returns, and its secondary investment objective is to generate high current income.
25GF Score

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