ANDC (Andover Bancorp) Buyback Yield %: 2.71 (As of Aug. 08, 2026) — 16% Below Median

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ANDC Andover Bancorp Inc ANDC
61 GF Score
Price $21.00
GF Value $22.87
Valuation Fairly Valued
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What is Andover Bancorp Buyback Yield %?

Andover Bancorp ANDC 61 Buyback Yield % is 2.71 as of Aug. 08, 2026, which is 16% below its 10-year median of 3.23. GuruFocus rates ANDC with a GF Score™ of 61/100 and a GF Value™ of $22.87 (Fairly Valued). Among 592 Banks companies, Andover Bancorp ranks better than 84.63% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Andover Bancorp's current buyback yield was 2.71%.


Andover Bancorp Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Andover Bancorp's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Andover Bancorp Buyback Yield % Chart

Andover Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial 6.30 4.14 1.79 2.99 2.93

Andover Bancorp Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Dec24 Dec25
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 4.14 0.00 1.79 2.99 2.93

ANDC vs SSBP, FMFP, LKSB: Buyback Yield % Comparison

For the Banks - Regional subindustry, Andover Bancorp's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Andover Bancorp Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Andover Bancorp's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Andover Bancorp's Buyback Yield % falls into.


ANDC
61GF Score
Andover Bancorp Inc ANDC
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Andover Bancorp Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Andover Bancorp's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-0.829 + -0.255) / 36.9516
=2.93%

Andover Bancorp's annualized Buyback Yield for the quarter that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-0.829 + -0.255) / 36.9516
=2.93%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 2.71 mean?
Andover Bancorp (ANDC) has a Buyback Yield % of 2.71 as of Aug. 08, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Andover Bancorp and its competitors. This is 16% below median its historical median of 3.23. Over the past decade, Andover Bancorp's Buyback Yield % has ranged from 1.79 to 6.30. According to the industry distribution chart, Andover Bancorp ranks #91 out of 592 companies in the Banks industry, placing it in the top 15.4%.
Is Andover Bancorp's Buyback Yield % too high?
Andover Bancorp's current Buyback Yield % of 2.71 is 16% below median its 10-year median of 3.23. Over the past 10 years, this metric has ranged from a low of 1.79 to a high of 6.30. The Banks industry median Buyback Yield % is 0.50. Andover Bancorp's value of 2.71 is 442% above this industry median. Based on the distribution chart, Andover Bancorp ranks #91 out of 592 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Andover Bancorp has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Andover Bancorp's Buyback Yield % compare to SSBP and FMFP?
According to the Banks industry distribution chart, Andover Bancorp ranks #91 out of 592 companies for Buyback Yield %. This places Andover Bancorp in the top 15% of its industry — outperforming the majority of peers. The industry median Buyback Yield % is 0.50. Andover Bancorp's value of 2.71 is 442% above this benchmark. Historically, Andover Bancorp's own Buyback Yield % has ranged from 1.79 to 6.30 over the past decade. While the company's 10-year median is 3.23 vs. the industry median of 0.50, Andover Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.50, based on 592 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Andover Bancorp's current Buyback Yield % of 2.71 is 442% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Andover Bancorp and its competitors. For the Banks industry, the median Buyback Yield % is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Andover Bancorp's current Buyback Yield % is 2.71, which is 16% below median its own 10-year median of 3.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Andover Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Andover Bancorp (ANDC) is currently considered Fairly Valued. The stock's GF Value™ is $22.87, compared to a current price of $21.00 — trading 8.2% below its estimated fair value. The current Buyback Yield % is 2.71, which is 16% below median its 10-year median of 3.23 and 442% above the Banks industry median of 0.50. Andover Bancorp's overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Andover Bancorp (ANDC), the current Buyback Yield % is 2.71 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Andover Bancorp (ANDC) Overvalued in 2026?

Based on GuruFocus' analysis, Andover Bancorp stock appears to be undervalued. The current stock price of $21.00 is trading 8.2% below its estimated GF Value™ of $22.87. GuruFocus considers Andover Bancorp to be Fairly Valued.

Key valuation signals for ANDC:

  • Buyback Yield %: 2.71 (16% below median its 10-year median of 3.23)
  • GF Value™: $22.87 vs. price of $21.00 (8.2% below fair value)
  • GF Score™: 61/100
  • Industry Position: 442% above the Banks median (#91 of 592)

No single metric tells the full story. See the ANDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Andover Bancorp Business Description

Address 600 East Main Street, PO Box 1300, Andover, OH, USA, 44003
Andover Bancorp Inc is a United States-based holding company for Andover bank. The bank is a locally owned and independent community bank. The company provides banking services to personal and business customers. The bank provides a full range of banking products, including consumer, mortgage, and commercial loans; checking, savings, and others. The majority of the Company's income is derived from retail lending activities.
61GF Score

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Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.00
Price
$22.87
GF Value