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Andover BancorpANDC 61 3-1 Month Momentum % is 5.00% as of Aug. 08, 2026. GuruFocus rates ANDC with a GF Score™ of 61/100 and a GF Value™ of $22.87 (Fairly Valued). Among 1,569 Banks companies, Andover Bancorp ranks worse than 62.46% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-08), Andover Bancorp's 3-1 Month Momentum % is 5.00%.
The industry rank for Andover Bancorp's 3-1 Month Momentum % or its related term are showing as below:
ANDC's 3-1 Month Momentum % is ranked worse than 62.46% of 1569
companies
in the Banks industry
Industry Median: 3.31
vs ANDC: 5.00
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Andover Bancorp 3-1 Month Momentum % Related Terms
ANDC vs SSBP, FMFP, LKSB: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Andover Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Andover Bancorp 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Andover Bancorp's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Andover Bancorp's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Andover Bancorp (ANDC) has a 3-1 Month Momentum % of 5.00% as of Aug. 08, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Andover Bancorp and its competitors. According to the industry distribution chart, Andover Bancorp ranks #980 out of 1569 companies in the Banks industry, placing it in the top 62.5%.
Is Andover Bancorp's 3-1 Month Momentum % too high?
Andover Bancorp's current 3-1 Month Momentum % is 5.00%. The Banks industry median 3-1 Month Momentum % is 3.31. Andover Bancorp's value of 5.00% is 51.1% above this industry median. Based on the distribution chart, Andover Bancorp ranks #980 out of 1569 companies in the Banks industry, which is below the industry midpoint. Overall, Andover Bancorp has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Andover Bancorp's 3-1 Month Momentum % compare to SSBP and FMFP?
According to the Banks industry distribution chart, Andover Bancorp ranks #980 out of 1569 companies for 3-1 Month Momentum %. This places Andover Bancorp in the lower half of its industry. The industry median 3-1 Month Momentum % is 3.31. Andover Bancorp's value of 5.00% is 51.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 3.31, based on 1,569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Andover Bancorp's current 3-1 Month Momentum % of 5.00% is 51.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Andover Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 3.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Andover Bancorp's current 3-1 Month Momentum % is 5.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Andover Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Andover Bancorp (ANDC) is currently considered Fairly Valued. The stock's GF Value™ is $22.87, compared to a current price of $21.00 — trading 8.2% below its estimated fair value. The current 3-1 Month Momentum % is 5.00% and 51.1% above the Banks industry median of 3.31. Andover Bancorp's overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Andover Bancorp (ANDC), the current 3-1 Month Momentum % is 5.00% as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Andover Bancorp (ANDC) Overvalued in 2026?
Based on GuruFocus' analysis, Andover Bancorp stock appears to be undervalued.
The current stock price of $21.00 is trading 8.2% below its estimated GF Value™ of $22.87.
GuruFocus considers Andover Bancorp to be Fairly Valued.
Key valuation signals for ANDC:
3-1 Month Momentum %: 5.00%
GF Value™: $22.87 vs. price of $21.00 (8.2% below fair value)
Industry Position: 51.1% above the Banks median (#980 of 1569)
No single metric tells the full story. See the ANDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Andover Bancorp Inc is a United States-based holding company for Andover bank. The bank is a locally owned and independent community bank. The company provides banking services to personal and business customers. The bank provides a full range of banking products, including consumer, mortgage, and commercial loans; checking, savings, and others. The majority of the Company's income is derived from retail lending activities.
61GF Score
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