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Andover BancorpANDC 61 Dividend Yield % is 3.62% as of Aug. 09, 2026, which is 5% below its 10-year median of 3.82. GuruFocus rates ANDC with a GF Score™ of 61/100 and a GF Value™ of $22.87 (Fairly Valued). Among 1,252 Banks companies, Andover Bancorp ranks better than 61.58% on this metric.
As of today (2026-08-09), the Trailing Annual Dividend Yield of Andover Bancorp is 3.62%.
The historical rank and industry rank for Andover Bancorp's Dividend Yield % or its related term are showing as below:
ANDC'
s Dividend Yield % Range Over the Past 10 Years
Min: 3.13 Med: 3.82 Max: 4.17
Current: 3.62
During the past 7 years, the highest Dividend Yield of Andover Bancorp was 4.17%. The lowest was 3.13%. And the median was 3.82%.
ANDC's Dividend Yield % is ranked better than 61.58% of 1252
companies
in the Banks industry
Industry Median: 2.97
vs ANDC: 3.62
During the past 12 months, Andover Bancorp's average Dividends Per Share Growth Rate was 0.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 0.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 0.70% per year.
During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Andover Bancorp was 0.70% per year. The lowest was 0.70% per year. And the median was 0.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Andover Bancorp's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ANDC vs SSBP, FMFP, LKSB: Dividend Yield % Comparison
For the Banks - Regional subindustry, Andover Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Andover Bancorp Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Andover Bancorp's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Andover Bancorp's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Andover Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.380000
2026-06-10
2026-06-10
2026-07-01
Cash Dividend
semi-annually
USD:USD 1.000000
USD 0.380000
2025-12-10
2025-12-10
2026-01-02
Cash Dividend
semi-annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Andover Bancorp's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Andover Bancorp (ANDC) has a Dividend Yield % of 3.62% as of Aug. 09, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Andover Bancorp and its competitors. This is near median its historical median of 3.82. Over the past decade, Andover Bancorp's Dividend Yield % has ranged from 3.13 to 4.17. According to the industry distribution chart, Andover Bancorp ranks #481 out of 1252 companies in the Banks industry, placing it in the top 38.4%.
Is Andover Bancorp's Dividend Yield % too high?
Andover Bancorp's current Dividend Yield % of 3.62% is near median its 10-year median of 3.82. Over the past 10 years, this metric has ranged from a low of 3.13 to a high of 4.17. The Banks industry median Dividend Yield % is 2.97. Andover Bancorp's value of 3.62% is 21.9% above this industry median. Based on the distribution chart, Andover Bancorp ranks #481 out of 1252 companies in the Banks industry, which is above the industry midpoint. Overall, Andover Bancorp has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Andover Bancorp's Dividend Yield % compare to SSBP and FMFP?
According to the Banks industry distribution chart, Andover Bancorp ranks #481 out of 1252 companies for Dividend Yield %. This puts Andover Bancorp in the upper half of its industry. The industry median Dividend Yield % is 2.97. Andover Bancorp's value of 3.62% is 21.9% above this benchmark. Historically, Andover Bancorp's own Dividend Yield % has ranged from 3.13 to 4.17 over the past decade. While the company's 10-year median is 3.82 vs. the industry median of 2.97, Andover Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.97, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Andover Bancorp's current Dividend Yield % of 3.62% is 21.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Andover Bancorp and its competitors. For the Banks industry, the median Dividend Yield % is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Andover Bancorp's current Dividend Yield % is 3.62%, which is near median its own 10-year median of 3.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Andover Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Andover Bancorp (ANDC) is currently considered Fairly Valued. The stock's GF Value™ is $22.87, compared to a current price of $21.00 — trading 8.2% below its estimated fair value. The current Dividend Yield % is 3.62%, which is near median its 10-year median of 3.82 and 21.9% above the Banks industry median of 2.97. Andover Bancorp's overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Andover Bancorp (ANDC), the current Dividend Yield % is 3.62% as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Andover Bancorp (ANDC) Overvalued in 2026?
Based on GuruFocus' analysis, Andover Bancorp stock appears to be undervalued.
The current stock price of $21.00 is trading 8.2% below its estimated GF Value™ of $22.87.
GuruFocus considers Andover Bancorp to be Fairly Valued.
Key valuation signals for ANDC:
Dividend Yield %: 3.62% (near median its 10-year median of 3.82)
GF Value™: $22.87 vs. price of $21.00 (8.2% below fair value)
Industry Position: 21.9% above the Banks median (#481 of 1252)
No single metric tells the full story. See the ANDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Andover Bancorp Inc is a United States-based holding company for Andover bank. The bank is a locally owned and independent community bank. The company provides banking services to personal and business customers. The bank provides a full range of banking products, including consumer, mortgage, and commercial loans; checking, savings, and others. The majority of the Company's income is derived from retail lending activities.
61GF Score
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