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Andover BancorpANDC 61 12-1 Month Momentum % is 13.51% as of Aug. 08, 2026. GuruFocus rates ANDC with a GF Score™ of 61/100 and a GF Value™ of $22.87 (Fairly Valued). Among 1,593 Banks companies, Andover Bancorp ranks worse than 64.03% on this metric.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-08), Andover Bancorp's 12-1 Month Momentum % is 13.51%.
The industry rank for Andover Bancorp's 12-1 Month Momentum % or its related term are showing as below:
ANDC's 12-1 Month Momentum % is ranked worse than 64.03% of 1593
companies
in the Banks industry
Industry Median: 21.55
vs ANDC: 13.51
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Andover Bancorp 12-1 Month Momentum % Related Terms
ANDC vs SSBP, FMFP, LKSB: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Andover Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Andover Bancorp 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Andover Bancorp's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Andover Bancorp's 12-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Andover Bancorp (ANDC) has a 12-1 Month Momentum % of 13.51% as of Aug. 08, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Andover Bancorp and its competitors. According to the industry distribution chart, Andover Bancorp ranks #1020 out of 1593 companies in the Banks industry, placing it in the top 64%.
Is Andover Bancorp's 12-1 Month Momentum % too high?
Andover Bancorp's current 12-1 Month Momentum % is 13.51%. The Banks industry median 12-1 Month Momentum % is 21.55. Andover Bancorp's value of 13.51% is 37.3% below this industry median. Based on the distribution chart, Andover Bancorp ranks #1020 out of 1593 companies in the Banks industry, which is below the industry midpoint. Overall, Andover Bancorp has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Andover Bancorp's 12-1 Month Momentum % compare to SSBP and FMFP?
According to the Banks industry distribution chart, Andover Bancorp ranks #1020 out of 1593 companies for 12-1 Month Momentum %. This places Andover Bancorp in the lower half of its industry. The industry median 12-1 Month Momentum % is 21.55. Andover Bancorp's value of 13.51% is 37.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 21.55, based on 1,593 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Andover Bancorp's current 12-1 Month Momentum % of 13.51% is 37.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Andover Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 21.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Andover Bancorp's current 12-1 Month Momentum % is 13.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Andover Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Andover Bancorp (ANDC) is currently considered Fairly Valued. The stock's GF Value™ is $22.87, compared to a current price of $21.00 — trading 8.2% below its estimated fair value. The current 12-1 Month Momentum % is 13.51% and 37.3% below the Banks industry median of 21.55. Andover Bancorp's overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Andover Bancorp (ANDC), the current 12-1 Month Momentum % is 13.51% as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Andover Bancorp (ANDC) Overvalued in 2026?
Based on GuruFocus' analysis, Andover Bancorp stock appears to be undervalued.
The current stock price of $21.00 is trading 8.2% below its estimated GF Value™ of $22.87.
GuruFocus considers Andover Bancorp to be Fairly Valued.
Key valuation signals for ANDC:
12-1 Month Momentum %: 13.51%
GF Value™: $22.87 vs. price of $21.00 (8.2% below fair value)
Industry Position: 37.3% below the Banks median (#1020 of 1593)
No single metric tells the full story. See the ANDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Andover Bancorp Inc is a United States-based holding company for Andover bank. The bank is a locally owned and independent community bank. The company provides banking services to personal and business customers. The bank provides a full range of banking products, including consumer, mortgage, and commercial loans; checking, savings, and others. The majority of the Company's income is derived from retail lending activities.
61GF Score
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