ANDC (Andover Bancorp) YoY EPS Growth: -100.00% (As of Dec. 2025)

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ANDC Andover Bancorp Inc ANDC
67 GF Score
Price $20.12
GF Value $22.91
Valuation Modestly Undervalued
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What is Andover Bancorp YoY EPS Growth?

Andover Bancorp ANDC 67 YoY EPS Growth is -100.00% as of Dec. 2025. GuruFocus rates ANDC with a GF Score™ of 67/100 and a GF Value™ of $22.91 (Modestly Undervalued).

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Andover Bancorp's YoY EPS Growth for the quarter that ended in Dec. 2025 was -100.00%.

Andover Bancorp's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $0.00.

Andover Bancorp YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Andover Bancorp's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Andover Bancorp YoY EPS Growth Chart

Andover Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial 30.81 -5.37 -21.40 -15.00 41.83

Andover Bancorp Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Dec24 Dec25
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only -1.72 -18.26 -24.56 -100.00 -100.00
ANDC
67GF Score
Andover Bancorp Inc ANDC
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Andover Bancorp YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Andover Bancorp's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(2.17-1.53)/ | 1.53 |
=41.83 %

Andover Bancorp's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2023 )) / | Earnings per Share (Diluted) (Q: Dec. 2023 )) |
=(0-0.86)/ | 0.86 |
=-100.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -100.00% mean?
Andover Bancorp (ANDC) has a YoY EPS Growth of -100.00% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Andover Bancorp and its competitors.
Is Andover Bancorp's YoY EPS Growth too high?
Andover Bancorp's current YoY EPS Growth is -100.00%. Overall, Andover Bancorp has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Andover Bancorp's YoY EPS Growth compare to SSBP and FMFP?
Andover Bancorp's YoY EPS Growth of -100.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Andover Bancorp and its competitors. Andover Bancorp's current YoY EPS Growth is -100.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Andover Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Andover Bancorp (ANDC) is currently considered Modestly Undervalued. The stock's GF Value™ is $22.91, compared to a current price of $20.12 — trading 12.2% below its estimated fair value. The current YoY EPS Growth is -100.00%. Andover Bancorp's overall GF Score™ is 67/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Andover Bancorp (ANDC), the current YoY EPS Growth is -100.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Andover Bancorp (ANDC) Overvalued in 2026?

Based on GuruFocus' analysis, Andover Bancorp stock appears to be undervalued. The current stock price of $20.12 is trading 12.2% below its estimated GF Value™ of $22.91. GuruFocus considers Andover Bancorp to be Modestly Undervalued.

Key valuation signals for ANDC:

  • YoY EPS Growth: -100.00%
  • GF Value™: $22.91 vs. price of $20.12 (12.2% below fair value)
  • GF Score™: 67/100

No single metric tells the full story. See the ANDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Andover Bancorp Business Description

Address 600 East Main Street, PO Box 1300, Andover, OH, USA, 44003
Andover Bancorp Inc is a United States-based holding company for Andover bank. The bank is a locally owned and independent community bank. The company provides banking services to personal and business customers. The bank provides a full range of banking products, including consumer, mortgage, and commercial loans; checking, savings, and others. The majority of the Company's income is derived from retail lending activities.
67GF Score

Get the complete analysis for ANDC

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.12
Price
$22.91
GF Value