ANDC (Andover Bancorp) Market Cap: $41.84 Mil (As of Aug. 08, 2026)

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ANDC Andover Bancorp Inc ANDC
61 GF Score
Price $21.00
GF Value $22.87
Valuation Fairly Valued
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What is Andover Bancorp Market Cap?

Andover Bancorp ANDC 61 Market Cap is $41.84 Mil as of Aug. 08, 2026. GuruFocus rates ANDC with a GF Score™ of 61/100 and a GF Value™ of $22.87 (Fairly Valued). Among 1,541 Banks companies, Andover Bancorp ranks worse than 91.63% on this metric.

Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Andover Bancorp's share price for the quarter that ended in Dec. 2025 was $18.55. Andover Bancorp's Shares Outstanding (EOP) for the quarter that ended in Dec. 2025 was 1.99 Mil. Therefore, Andover Bancorp's market cap for the quarter that ended in Dec. 2025 was $36.95 Mil.

Andover Bancorp's quarterly market cap increased from Dec. 2023 ($40.41 Mil) to Dec. 2024 ($40.70 Mil) but then declined from Dec. 2024 ($40.70 Mil) to Dec. 2025 ($36.95 Mil).

Andover Bancorp's annual market cap increased from Dec. 2023 ($40.41 Mil) to Dec. 2024 ($40.70 Mil) but then declined from Dec. 2024 ($40.70 Mil) to Dec. 2025 ($36.95 Mil).

Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Andover Bancorp's Enterprise Value for Today is $23.63 Mil.


Andover Bancorp  (OTCPK:ANDC) Market Cap Explanation

Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the company’s debt. The real price you pay is the Enterprise Value.

Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.


Andover Bancorp Market Cap Related Terms


Andover Bancorp Market Cap Historical Data

* Premium members only.

The historical data trend for Andover Bancorp's Market Cap can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Andover Bancorp Market Cap Chart

Andover Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Market Cap
Get a 7-Day Free Trial 40.89 41.57 40.41 40.70 36.95

Andover Bancorp Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Dec24 Dec25
Market Cap Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 41.57 41.57 40.41 40.70 36.95

ANDC vs SSBP, FMFP, LKSB: Market Cap Comparison

For the Banks - Regional subindustry, Andover Bancorp's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Andover Bancorp Market Cap vs Banks Industry

For the Banks industry and Financial Services sector, Andover Bancorp's Market Cap distribution charts can be found below:

* The bar in red indicates where Andover Bancorp's Market Cap falls into.


ANDC
61GF Score
Andover Bancorp Inc ANDC
Market Cap is just one metric. See GF Score™, valuation, warning signs, and more.
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Andover Bancorp Market Cap Calculation

Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.

Andover Bancorp's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as

Market Cap (A: Dec. 2025 )=Share Price (A: Dec. 2025 )*Shares Outstanding (EOP) (A: Dec. 2025 )
=$18.55*1.992
=$36.95

Andover Bancorp's Market Cap for the quarter that ended in Dec. 2025 is calculated as

Market Cap (Q: Dec. 2025 )=Share Price (Q: Dec. 2025 )*Shares Outstanding (EOP) (Q: Dec. 2025 )
=$18.55*1.992
=$36.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Market Cap →
What does a Market Cap of $41.84 Mil mean?
Andover Bancorp (ANDC) has a Market Cap of $41.84 Mil as of Aug. 08, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Andover Bancorp and its competitors. According to the industry distribution chart, Andover Bancorp ranks #1412 out of 1541 companies in the Banks industry, placing it in the top 91.6%.
Is Andover Bancorp's Market Cap too high?
Andover Bancorp's current Market Cap is $41.84 Mil. The Banks industry median Market Cap is 736.48. Andover Bancorp's value of $41.84 Mil is 94.3% below this industry median. Based on the distribution chart, Andover Bancorp ranks #1412 out of 1541 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Andover Bancorp has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Andover Bancorp's Market Cap compare to SSBP and FMFP?
According to the Banks industry distribution chart, Andover Bancorp ranks #1412 out of 1541 companies for Market Cap. This places Andover Bancorp in the lower half of its industry. The industry median Market Cap is 736.48. Andover Bancorp's value of $41.84 Mil is 94.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 736.48, based on 1,541 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Andover Bancorp's current Market Cap of $41.84 Mil is 94.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Andover Bancorp and its competitors. For the Banks industry, the median Market Cap is 736.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Andover Bancorp's current Market Cap is $41.84 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Andover Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Andover Bancorp (ANDC) is currently considered Fairly Valued. The stock's GF Value™ is $22.87, compared to a current price of $21.00 — trading 8.2% below its estimated fair value. The current Market Cap is $41.84 Mil and 94.3% below the Banks industry median of 736.48. Andover Bancorp's overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Andover Bancorp (ANDC), the current Market Cap is $41.84 Mil as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Andover Bancorp (ANDC) Overvalued in 2026?

Based on GuruFocus' analysis, Andover Bancorp stock appears to be undervalued. The current stock price of $21.00 is trading 8.2% below its estimated GF Value™ of $22.87. GuruFocus considers Andover Bancorp to be Fairly Valued.

Key valuation signals for ANDC:

  • Market Cap: $41.84 Mil
  • GF Value™: $22.87 vs. price of $21.00 (8.2% below fair value)
  • GF Score™: 61/100
  • Industry Position: 94.3% below the Banks median (#1412 of 1541)

No single metric tells the full story. See the ANDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Andover Bancorp Business Description

Address 600 East Main Street, PO Box 1300, Andover, OH, USA, 44003
Andover Bancorp Inc is a United States-based holding company for Andover bank. The bank is a locally owned and independent community bank. The company provides banking services to personal and business customers. The bank provides a full range of banking products, including consumer, mortgage, and commercial loans; checking, savings, and others. The majority of the Company's income is derived from retail lending activities.
61GF Score

Get the complete analysis for ANDC

Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.00
Price
$22.87
GF Value