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Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.
The historical rank and industry rank for First Reliance Bancshares's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:
FSRL's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.
First Reliance Bancshares (OTCPK:FSRL) Capital Adequacy Tier - Leverage Ratio % Explanation
Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.
The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.
First Reliance Bancshares Capital Adequacy Tier - Leverage Ratio % Related Terms
First Reliance Bancshares Capital Adequacy Tier - Leverage Ratio % Historical Data
* Premium members only.
The historical data trend for First Reliance Bancshares's Capital Adequacy Tier - Leverage Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Reliance Bancshares Capital Adequacy Tier - Leverage Ratio % Chart
FSRL vs TYFG, BKUT, PBCO: Capital Adequacy Tier - Leverage Ratio % Comparison
For the Banks - Regional subindustry, First Reliance Bancshares's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Reliance Bancshares (OTCPK:FSRL) Capital Adequacy Tier - Leverage Ratio % Calculation
Capital Adequacy Tier - Leverage Ratio % is calculated as
Capital Adequacy Tier - Leverage Ratio %
=
Capital
/
Total Assets
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Frequently Asked Questions
What does a Capital Adequacy Tier - Leverage Ratio % of 0.00% mean?
First Reliance Bancshares (FSRL) has a Capital Adequacy Tier - Leverage Ratio % of 0.00% as of Jun. 2025. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on First Reliance Bancshares and its competitors.
Is First Reliance Bancshares' Capital Adequacy Tier - Leverage Ratio % too high?
First Reliance Bancshares' current Capital Adequacy Tier - Leverage Ratio % is 0.00%. Overall, First Reliance Bancshares has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Reliance Bancshares' Capital Adequacy Tier - Leverage Ratio % compare to TYFG and BKUT?
First Reliance Bancshares' Capital Adequacy Tier - Leverage Ratio % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capital Adequacy Tier - Leverage Ratio % for a Banks company?
A good Capital Adequacy Tier - Leverage Ratio % depends on the Banks industry context. However, Capital Adequacy Tier - Leverage Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capital Adequacy Tier - Leverage Ratio % mean?
A high Capital Adequacy Tier - Leverage Ratio % can signal that a stock is expensive relative to its fundamentals. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on First Reliance Bancshares and its competitors. First Reliance Bancshares's current Capital Adequacy Tier - Leverage Ratio % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Reliance Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Reliance Bancshares (FSRL) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.27, compared to a current price of $19.47 — trading 72.8% above its estimated fair value. The current Capital Adequacy Tier - Leverage Ratio % is 0.00%. First Reliance Bancshares' overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capital Adequacy Tier - Leverage Ratio % calculated?
Capital Adequacy Tier - Leverage Ratio % is calculated from a company's financial statements. For First Reliance Bancshares (FSRL), the current Capital Adequacy Tier - Leverage Ratio % is 0.00% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Reliance Bancshares (FSRL) Overvalued in 2026?
Based on GuruFocus' analysis, First Reliance Bancshares stock appears to be overvalued.
The current stock price of $19.47 is trading 72.8% above its estimated GF Value™ of $11.27.
GuruFocus considers First Reliance Bancshares to be Significantly Overvalued.
Key valuation signals for FSRL:
Capital Adequacy Tier - Leverage Ratio %: 0.00%
GF Value™: $11.27 vs. price of $19.47 (72.8% above fair value)
No single metric tells the full story. See the FSRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Reliance Bancshares Inc operates as a South Carolina-chartered commercial bank providing banking services across domestic markets in South Carolina. Its deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The Company mainly offers loans to individuals and small businesses for a range of personal and commercial purposes, mainly in South Carolina and North Carolina. It also provides a range of services, including personal banking, business banking, treasury services, and online and mobile banking, etc.
45GF Score
Get the complete analysis for FSRL
Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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