FSRL (First Reliance Bancshares) Operating Cash Flow per Share: $0.00 (TTM As of Jun. 2026)

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FSRL First Reliance Bancshares Inc FSRL
45 GF Score
Price $19.47
GF Value $11.27
Valuation Significantly Overvalued
! 5 Warning Signs
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What is First Reliance Bancshares Operating Cash Flow per Share?

First Reliance Bancshares FSRL -0.10% 45 Operating Cash Flow per Share is $0.00 as of Jun. 2026. GuruFocus rates FSRL with a GF Score™ of 45/100 and a GF Value™ of $11.27 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,071 Banks companies, First Reliance Bancshares ranks worse than 67.13% on this metric.

First Reliance Bancshares's operating cash flow per share for the three months ended in Jun. 2026 was $0.00. First Reliance Bancshares's operating cash flow per share for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00.

During the past 3 years, the average Operating Cash Flow per Share Growth Rate was -11.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.

The historical rank and industry rank for First Reliance Bancshares's Operating Cash Flow per Share or its related term are showing as below:

FSRL' s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -98.1   Med: -20.55   Max: 127.5
Current: -11.6

During the past 13 years, First Reliance Bancshares's highest 3-Year average Operating Cash Flow per Share Growth Rate was 127.50% per year. The lowest was -98.10% per year. And the median was -20.55% per year.

FSRL's 3-Year OCF Growth Rate is ranked worse than
67.13% of 1071 companies
in the Banks industry
Industry Median: 0.4 vs FSRL: -11.60

First Reliance Bancshares Operating Cash Flow per Share Related Terms


First Reliance Bancshares Operating Cash Flow per Share Historical Data

* Premium members only.

The historical data trend for First Reliance Bancshares's Operating Cash Flow per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Reliance Bancshares Operating Cash Flow per Share Chart

First Reliance Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Cash Flow per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.86 3.12 1.17 -1.08 2.16

First Reliance Bancshares Quarterly Data
Jun14 Sep14 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Operating Cash Flow per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FSRL vs TYFG, BKUT, PBCO: Operating Cash Flow per Share Comparison

For the Banks - Regional subindustry, First Reliance Bancshares's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Reliance Bancshares Price-to-Operating-Cash-Flow vs Banks Industry

For the Banks industry and Financial Services sector, First Reliance Bancshares's Price-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where First Reliance Bancshares's Price-to-Operating-Cash-Flow falls into.


FSRL
45GF Score
First Reliance Bancshares Inc FSRL
Operating Cash Flow per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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First Reliance Bancshares Operating Cash Flow per Share Calculation

Operating Cash Flow per Share is the amount of Cash Flow from Operations per outstanding share of the company's stock.

First Reliance Bancshares's Operating Cash Flow per Share for the fiscal year that ended in Dec. 2025 is calculated as

Operating Cash Flow per Share (A: Dec. 2025 )=Cash Flow from Operations (A: Dec. 2025 )/Shares Outstanding (Diluted Average) (A: Dec. 2025 )
=17.958/8.328
=2.16

First Reliance Bancshares's Operating Cash Flow per Share for the quarter that ended in Dec. 2025 is calculated as

Operating Cash Flow per Share (Q: Jun. 2026 )=Cash Flow from Operations (Q: Jun. 2026 )/Shares Outstanding (Diluted Average) (Q: Jun. 2026 )
=0/8.210
=0.00

Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Operating Cash Flow per Share of $0.00 mean?
First Reliance Bancshares (FSRL) has a Operating Cash Flow per Share of $0.00 as of Jun. 2026. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on First Reliance Bancshares and its competitors. According to the industry distribution chart, First Reliance Bancshares ranks #719 out of 1071 companies in the Banks industry, placing it in the top 67.1%.
Is First Reliance Bancshares' Operating Cash Flow per Share too high?
First Reliance Bancshares' current Operating Cash Flow per Share is $0.00. Based on the distribution chart, First Reliance Bancshares ranks #719 out of 1071 companies in the Banks industry, which is below the industry midpoint. Overall, First Reliance Bancshares has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Reliance Bancshares' Operating Cash Flow per Share compare to TYFG and BKUT?
According to the Banks industry distribution chart, First Reliance Bancshares ranks #719 out of 1071 companies for Operating Cash Flow per Share. This places First Reliance Bancshares in the lower half of its industry. The industry median Operating Cash Flow per Share is 0.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Banks company?
The median Operating Cash Flow per Share among Banks companies is 0.40, based on 1,071 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on First Reliance Bancshares and its competitors. For the Banks industry, the median Operating Cash Flow per Share is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Reliance Bancshares's current Operating Cash Flow per Share is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Reliance Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Reliance Bancshares (FSRL) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.27, compared to a current price of $19.47 — trading 72.8% above its estimated fair value. The current Operating Cash Flow per Share is $0.00. First Reliance Bancshares' overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For First Reliance Bancshares (FSRL), the current Operating Cash Flow per Share is $0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Reliance Bancshares (FSRL) Overvalued in 2026?

Based on GuruFocus' analysis, First Reliance Bancshares stock appears to be overvalued. The current stock price of $19.47 is trading 72.8% above its estimated GF Value™ of $11.27. GuruFocus considers First Reliance Bancshares to be Significantly Overvalued.

Key valuation signals for FSRL:

  • Operating Cash Flow per Share: $0.00
  • GF Value™: $11.27 vs. price of $19.47 (72.8% above fair value)
  • GF Score™: 45/100 with 5 warning signs

No single metric tells the full story. See the FSRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Reliance Bancshares Business Description

Address 2170 West Palmetto Street, Florence, SC, USA, 29501
First Reliance Bancshares Inc operates as a South Carolina-chartered commercial bank providing banking services across domestic markets in South Carolina. Its deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The Company mainly offers loans to individuals and small businesses for a range of personal and commercial purposes, mainly in South Carolina and North Carolina. It also provides a range of services, including personal banking, business banking, treasury services, and online and mobile banking, etc.
45GF Score

Get the complete analysis for FSRL

Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.47
Price
$11.27
GF Value