FSRL (First Reliance Bancshares) EPS without NRI: $1.38 (TTM As of Jun. 2026)

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FSRL First Reliance Bancshares Inc FSRL
45 GF Score
Price $19.80
GF Value $11.61
Valuation Significantly Overvalued
! 5 Warning Signs
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What is First Reliance Bancshares EPS without NRI?

First Reliance Bancshares FSRL +0.30% 45 EPS without NRI is $1.38 as of Jun. 2026. GuruFocus rates FSRL with a GF Score™ of 45/100 and a GF Value™ of $11.61 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,412 Banks companies, First Reliance Bancshares ranks better than 64.66% on this metric.

First Reliance Bancshares's earnings per share without non-recurring items for the three months ended in Jun. 2026 was $0.34. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Jun. 2026 was $1.38.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for First Reliance Bancshares's EPS without NRI or its related term are showing as below:

FSRL' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -85.1   Med: 2.4   Max: 66.9
Current: 13.4

FSRL's 3-Year EPS without NRI Growth Rate is ranked better than
64.66% of 1412 companies
in the Banks industry
Industry Median: 7.3 vs FSRL: 13.40

First Reliance Bancshares's EPS (Diluted) for the three months ended in Jun. 2026 was $0.34. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.44.

First Reliance Bancshares's EPS (Basic) for the three months ended in Jun. 2026 was $0.36. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.52.


First Reliance Bancshares  (OTCPK:FSRL) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


First Reliance Bancshares EPS without NRI Related Terms


First Reliance Bancshares EPS without NRI Historical Data

* Premium members only.

The historical data trend for First Reliance Bancshares's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Reliance Bancshares EPS without NRI Chart

First Reliance Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.64 0.73 0.56 0.79 1.06

First Reliance Bancshares Quarterly Data
Jun14 Sep14 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.25 0.33 0.32 0.39 0.34

FSRL vs TYFG, BKUT, PBCO: EPS without NRI Comparison

For the Banks - Regional subindustry, First Reliance Bancshares's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Reliance Bancshares PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, First Reliance Bancshares's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where First Reliance Bancshares's PE Ratio without NRI falls into.


FSRL
45GF Score
First Reliance Bancshares Inc FSRL
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Reliance Bancshares EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $1.38 mean?
First Reliance Bancshares (FSRL) has a EPS without NRI of $1.38 as of Jun. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on First Reliance Bancshares and its competitors. According to the industry distribution chart, First Reliance Bancshares ranks #499 out of 1412 companies in the Banks industry, placing it in the top 35.3%.
Is First Reliance Bancshares' EPS without NRI too high?
First Reliance Bancshares' current EPS without NRI is $1.38. The Banks industry median EPS without NRI is 7.30. First Reliance Bancshares' value of $1.38 is 81.1% below this industry median. Based on the distribution chart, First Reliance Bancshares ranks #499 out of 1412 companies in the Banks industry, which is above the industry midpoint. Overall, First Reliance Bancshares has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Reliance Bancshares' EPS without NRI compare to TYFG and BKUT?
According to the Banks industry distribution chart, First Reliance Bancshares ranks #499 out of 1412 companies for EPS without NRI. This puts First Reliance Bancshares in the upper half of its industry. The industry median EPS without NRI is 7.30. First Reliance Bancshares' value of $1.38 is 81.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Reliance Bancshares's current EPS without NRI of $1.38 is 81.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on First Reliance Bancshares and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Reliance Bancshares's current EPS without NRI is $1.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Reliance Bancshares stock overvalued right now?
Based on GuruFocus' analysis, First Reliance Bancshares (FSRL) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.61, compared to a current price of $19.80 — trading 70.5% above its estimated fair value. The current EPS without NRI is $1.38 and 81.1% below the Banks industry median of 7.30. First Reliance Bancshares' overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For First Reliance Bancshares (FSRL), the current EPS without NRI is $1.38 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Reliance Bancshares (FSRL) Overvalued in 2026?

Based on GuruFocus' analysis, First Reliance Bancshares stock appears to be overvalued. The current stock price of $19.80 is trading 70.5% above its estimated GF Value™ of $11.61. GuruFocus considers First Reliance Bancshares to be Significantly Overvalued.

Key valuation signals for FSRL:

  • EPS without NRI: $1.38
  • GF Value™: $11.61 vs. price of $19.80 (70.5% above fair value)
  • GF Score™: 45/100 with 5 warning signs
  • Industry Position: 81.1% below the Banks median (#499 of 1412)

No single metric tells the full story. See the FSRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Reliance Bancshares Business Description

Address 2170 West Palmetto Street, Florence, SC, USA, 29501
First Reliance Bancshares Inc operates as a South Carolina-chartered commercial bank providing banking services across domestic markets in South Carolina. Its deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The Company mainly offers loans to individuals and small businesses for a range of personal and commercial purposes, mainly in South Carolina and North Carolina. It also provides a range of services, including personal banking, business banking, treasury services, and online and mobile banking, etc.
45GF Score

Get the complete analysis for FSRL

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.80
Price
$11.61
GF Value