GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » PSB Holdings Inc (OTCPK:PSBQ) » Definitions » Capital Adequacy Tier - Total Capital Ratio %

PSB Holdings (PSB Holdings) Capital Adequacy Tier - Total Capital Ratio % : 0.00% (As of Sep. 2023)


View and export this data going back to . Start your Free Trial

What is PSB Holdings Capital Adequacy Tier - Total Capital Ratio %?

Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

PSB Holdings's Capital Adequacy Tier - Total Capital Ratio % for the annual that ended in Dec. 2023 was 13.72% , which is lower than 14.16% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for PSB Holdings's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:

PSBQ's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.

PSB Holdings Capital Adequacy Tier - Total Capital Ratio % Historical Data

The historical data trend for PSB Holdings's Capital Adequacy Tier - Total Capital Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PSB Holdings Capital Adequacy Tier - Total Capital Ratio % Chart

PSB Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only

PSB HoldingsQuarterly Data
Trend Jun17 Sep17 Mar18 Jun18 Sep18 Mar19 Jun19 Sep19 Mar20 Jun20 Sep20 Mar21 Jun21 Sep21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Efficiency Overhead Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Charge Offs to Average Loans %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

Competitive Comparison of PSB Holdings's Capital Adequacy Tier - Total Capital Ratio %

For the Banks - Regional subindustry, PSB Holdings's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSB Holdings  (OTCPK:PSBQ) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

Capital Adequacy Tier - Total Capital Ratio %=Total Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PSB Holdings  (OTCPK:PSBQ) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.


PSB Holdings Capital Adequacy Tier - Total Capital Ratio % Related Terms

Thank you for viewing the detailed overview of PSB Holdings's Capital Adequacy Tier - Total Capital Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


PSB Holdings (PSB Holdings) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » PSB Holdings Inc (OTCPK:PSBQ) » Definitions » Capital Adequacy Tier - Total Capital Ratio %
Traded in Other Exchanges
N/A
Address
1905 Stewart Avenue, P.O. Box 1686, Wausau, WI, USA, 54402-1686
PSB Holdings Inc operates as a community bank and provides a full range of traditional retail consumer and commercial banking products, including uninsured investment and insurance products, long-term fixed-rate residential mortgages, and commercial treasury management services.
Executives
Lee A Guenther director 9165 DAVIES ROAD, MINOCQUA WI 54548-0050
Karla M Kieffer director 803 MCINDOE STREET, WAUSAU WI 54403
Kevin J Kraft director 3011 N 9TH STREET, WAUSAU WI 54403
Tim Sonnentag director 205 NORTH STREET, PO BOX 100, MARATHON WI 54448-0100
Peter William Knitt director, officer: President & CEO PO BOX 1686, WAUSAU WI 54402-1686
John H Sonnentag director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Charles A Ghidorzi director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Thomas R Polzer director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
William J Fish director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Patrick L Crooks director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Todd R Toppen officer: Vice President PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Scott M Cattanach officer: Treasurer PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Gordon P Connor director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Gordon P Gullickson director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
David K Kopperud director, officer: President PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686

PSB Holdings (PSB Holdings) Headlines

From GuruFocus

PSB Holdings Inc's Dividend Analysis

By GuruFocus Research 01-08-2024

PSB Holdings, Inc. Announces 5% Stock Repurchase Program

By Value_Insider Value_Insider 12-19-2022

Peoples Hires Jessica Brown as Chief Financial Officer

By GuruFocusNews GuruFocusNews 06-25-2022

Peoples Hires Jessica Brown as Chief Financial Officer

By PurpleRose PurpleRose 07-15-2022

Peoples Hires Jessica Brown as Chief Financial Officer

By GuruFocusNews GuruFocusNews 07-05-2022