PSBQ (PSB Holdings) GF Value : $22.45 (As of Mar. 03, 2025)

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What is PSB Holdings GF Value?

As of today (2025-03-03), PSB Holdings's share price is $26.50. PSB Holdings's GF Value is $22.45. Therefore, PSB Holdings's Price-to-GF-Value for today is 1.18. Based on the relationship between the current stock price and the GF Value, GuruFocus believes PSB Holdings is Modestly Overvalued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.

Please note that "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

PSB Holdings (OTCPK:PSBQ) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) A sufficient margin of safety exists only when the stock is undervalued.

PSB Holdings's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	26.50	/	22.45
	=	1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSB Holdings GF Value Related Terms

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PSB Holdings Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » PSB Holdings Inc (OTCPK:PSBQ) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

1905 Stewart Avenue, P.O. Box 1686, Wausau, WI, USA, 54402-1686

Website

https://www.bankpeoples.com

PSB Holdings Inc operates as a community bank and provides a full range of traditional retail consumer and commercial banking products, including uninsured investment and insurance products, long-term fixed-rate residential mortgages, and commercial treasury management services.

Executives

Lee A Guenther	director	9165 DAVIES ROAD, MINOCQUA WI 54548-0050
Karla M Kieffer	director	803 MCINDOE STREET, WAUSAU WI 54403
Kevin J Kraft	director	3011 N 9TH STREET, WAUSAU WI 54403
Tim Sonnentag	director	205 NORTH STREET, PO BOX 100, MARATHON WI 54448-0100
Peter William Knitt	director, officer: President & CEO	PO BOX 1686, WAUSAU WI 54402-1686
John H Sonnentag	director	PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Charles A Ghidorzi	director	PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Thomas R Polzer	director	PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
William J Fish	director	PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Patrick L Crooks	director	PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Todd R Toppen	officer: Vice President	PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Scott M Cattanach	officer: Treasurer	PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Gordon P Connor	director	PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Gordon P Gullickson	director	PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
David K Kopperud	director, officer: President	PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686