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PSB Holdings (PSB Holdings) Cyclically Adjusted PS Ratio : 2.06 (As of May. 01, 2024)


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What is PSB Holdings Cyclically Adjusted PS Ratio?

As of today (2024-05-01), PSB Holdings's current share price is $20.30. PSB Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 was $9.86. PSB Holdings's Cyclically Adjusted PS Ratio for today is 2.06.

The historical rank and industry rank for PSB Holdings's Cyclically Adjusted PS Ratio or its related term are showing as below:

PSBQ' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.06   Med: 3.01   Max: 4.49
Current: 2.06

During the past years, PSB Holdings's highest Cyclically Adjusted PS Ratio was 4.49. The lowest was 2.06. And the median was 3.01.

PSBQ's Cyclically Adjusted PS Ratio is ranked better than
59.88% of 1189 companies
in the Banks industry
Industry Median: 2.38 vs PSBQ: 2.06

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PSB Holdings's adjusted revenue per share data for the three months ended in Dec. 2023 was $2.561. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $9.86 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


PSB Holdings Cyclically Adjusted PS Ratio Historical Data

The historical data trend for PSB Holdings's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PSB Holdings Cyclically Adjusted PS Ratio Chart

PSB Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.10 2.85 3.17 2.38 2.24

PSB Holdings Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.38 2.24 2.11 2.16 2.24

Competitive Comparison of PSB Holdings's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, PSB Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSB Holdings's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PSB Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PSB Holdings's Cyclically Adjusted PS Ratio falls into.



PSB Holdings Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PSB Holdings's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=20.30/9.86
=2.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSB Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, PSB Holdings's adjusted Revenue per Share data for the three months ended in Dec. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=2.561/129.4194*129.4194
=2.561

Current CPI (Dec. 2023) = 129.4194.

PSB Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201403 1.298 99.695 1.685
201406 1.363 100.560 1.754
201409 1.447 100.428 1.865
201412 1.463 99.070 1.911
201503 1.450 99.621 1.884
201506 1.552 100.684 1.995
201509 1.576 100.392 2.032
201512 1.579 99.792 2.048
201603 1.607 100.470 2.070
201606 1.711 101.688 2.178
201609 1.799 101.861 2.286
201612 1.791 101.863 2.276
201703 1.729 102.862 2.175
201706 1.844 103.349 2.309
201709 1.813 104.136 2.253
201712 1.890 104.011 2.352
201803 1.860 105.290 2.286
201806 1.970 106.317 2.398
201809 1.977 106.507 2.402
201812 2.052 105.998 2.505
201903 2.163 107.251 2.610
201906 2.162 108.070 2.589
201909 2.177 108.329 2.601
201912 2.178 108.420 2.600
202003 2.256 108.902 2.681
202006 2.443 108.767 2.907
202009 2.423 109.815 2.856
202012 2.615 109.897 3.080
202103 2.728 111.754 3.159
202106 2.792 114.631 3.152
202109 2.633 115.734 2.944
202112 2.657 117.630 2.923
202203 2.605 121.301 2.779
202206 2.627 125.017 2.720
202209 2.674 125.227 2.764
202212 2.825 125.222 2.920
202303 2.656 127.348 2.699
202306 2.723 128.729 2.738
202309 2.705 129.860 2.696
202312 2.561 129.419 2.561

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


PSB Holdings  (OTCPK:PSBQ) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PSB Holdings Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of PSB Holdings's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


PSB Holdings (PSB Holdings) Business Description

Traded in Other Exchanges
N/A
Address
1905 Stewart Avenue, P.O. Box 1686, Wausau, WI, USA, 54402-1686
PSB Holdings Inc operates as a community bank and provides a full range of traditional retail consumer and commercial banking products, including uninsured investment and insurance products, long-term fixed-rate residential mortgages, and commercial treasury management services.
Executives
Lee A Guenther director 9165 DAVIES ROAD, MINOCQUA WI 54548-0050
Karla M Kieffer director 803 MCINDOE STREET, WAUSAU WI 54403
Kevin J Kraft director 3011 N 9TH STREET, WAUSAU WI 54403
Tim Sonnentag director 205 NORTH STREET, PO BOX 100, MARATHON WI 54448-0100
Peter William Knitt director, officer: President & CEO PO BOX 1686, WAUSAU WI 54402-1686
John H Sonnentag director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Charles A Ghidorzi director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Thomas R Polzer director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
William J Fish director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Patrick L Crooks director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Todd R Toppen officer: Vice President PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Scott M Cattanach officer: Treasurer PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Gordon P Connor director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
Gordon P Gullickson director PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686
David K Kopperud director, officer: President PEOPLES STATE BANK, PO BOX 1686, WAUSAU WI 54402-1686