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PSB HoldingsPSBQ -0.48%47 Forward Dividend Yield % is 1.37% as of Sep. 12, 2026. GuruFocus rates PSBQ with a GF Score™ of 47/100 and a GF Value™ of $29.32 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,236 Banks companies, PSB Holdings ranks worse than 88.27% on this metric.
As of today (2026-09-12), the Forward Annual Dividend Yield of PSB Holdings is 1.37%.
As of today (2026-09-12), the Trailing Annual Dividend Yield of PSB Holdings is 1.33%.
PSBQ's Forward Dividend Yield % is ranked worse than 88.27% of 1236
companies
in the Banks industry
Industry Median: 3.06
vs PSBQ: 1.37
During the past 12 months, PSB Holdings's average Dividends Per Share Growth Rate was 6.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 9.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 2.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 8.40% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of PSB Holdings was 36.30% per year. The lowest was -21.50% per year. And the median was 5.25% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
PSB Holdings Forward Dividend Yield % Related Terms
PSBQ vs OAKC, FCAP, PBNC: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, PSB Holdings's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSB Holdings Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, PSB Holdings's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where PSB Holdings's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
PSB Holdings Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.180000
2026-07-10
2026-07-10
2026-07-31
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.180000
2026-04-10
2026-04-10
2026-04-30
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.340000
2026-01-12
2026-01-12
2026-01-30
Cash Dividend
semi-annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
PSB Holdings's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
0.72
/
52.734
=
1.37 %
Current Share Price is $52.734. PSB Holdings's Dividends per Share for the forward twelve months is calculated as $0.18 * 4 = $0.72.
PSB Holdings's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
0.7
/
52.734
=
1.33 %
Current Share Price is $52.734. PSB Holdings's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.7.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 1.37% mean?
PSB Holdings (PSBQ) has a Forward Dividend Yield % of 1.37% as of Sep. 12, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on PSB Holdings and its competitors. According to the industry distribution chart, PSB Holdings ranks #1091 out of 1236 companies in the Banks industry, placing it in the top 88.3%.
Is PSB Holdings' Forward Dividend Yield % too high?
PSB Holdings' current Forward Dividend Yield % is 1.37%. The Banks industry median Forward Dividend Yield % is 3.06. PSB Holdings' value of 1.37% is 55.2% below this industry median. Based on the distribution chart, PSB Holdings ranks #1091 out of 1236 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PSB Holdings has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSB Holdings' Forward Dividend Yield % compare to OAKC and FCAP?
According to the Banks industry distribution chart, PSB Holdings ranks #1091 out of 1236 companies for Forward Dividend Yield %. This places PSB Holdings in the lower half of its industry. The industry median Forward Dividend Yield % is 3.06. PSB Holdings' value of 1.37% is 55.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.06, based on 1,236 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSB Holdings's current Forward Dividend Yield % of 1.37% is 55.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on PSB Holdings and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSB Holdings's current Forward Dividend Yield % is 1.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSB Holdings stock overvalued right now?
Based on GuruFocus' analysis, PSB Holdings (PSBQ) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.32, compared to a current price of $52.73 — trading 79.9% above its estimated fair value. The current Forward Dividend Yield % is 1.37% and 55.2% below the Banks industry median of 3.06. PSB Holdings' overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For PSB Holdings (PSBQ), the current Forward Dividend Yield % is 1.37% as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSB Holdings (PSBQ) Overvalued in 2026?
Based on GuruFocus' analysis, PSB Holdings stock appears to be overvalued.
The current stock price of $52.73 is trading 79.9% above its estimated GF Value™ of $29.32.
GuruFocus considers PSB Holdings to be Significantly Overvalued.
Key valuation signals for PSBQ:
Forward Dividend Yield %: 1.37%
GF Value™: $29.32 vs. price of $52.73 (79.9% above fair value)
Industry Position: 55.2% below the Banks median (#1091 of 1236)
No single metric tells the full story. See the PSBQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSB Holdings Inc is a , a full-service financial institution chartered as a state commercial bank. It operates as a community bank and provides a full range of traditional retail consumer and commercial banking products, including uninsured investment and insurance products, long-term fixed-rate residential mortgages, and commercial treasury management services. Its services include: Personal Banking; Business Banking; Mobile Banking; Online Banking; Overdraft; Mortgage; Loans; Credit/Debit Card services; Wealth Management Services and Others.
47GF Score
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