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PSB Holdings's book value per share for the quarter that ended in Mar. 2026 was $31.50.
During the past 12 months, PSB Holdings's average Book Value Per Share Growth Rate was 13.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PSB Holdings was 13.00% per year. The lowest was 1.50% per year. And the median was 7.95% per year.
PSB Holdings's current price is $52.734. Its book value per share for the quarter that ended in Mar. 2026 was $31.50. Hence, today's PB Ratio of PSB Holdings is 1.67.
During the past 13 years, the highest P/B Ratio of PSB Holdings was 1.69. The lowest was 0.77. And the median was 1.05.
Warning Sign:
PSB Holdings Inc stock PB Ratio (=1.64) is close to 10-year high of 1.69.
PSB Holdings (OTCPK:PSBQ) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
PSB Holdings Book Value per Share Related Terms
PSB Holdings Book Value per Share Historical Data
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The historical data trend for PSB Holdings's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSBQ vs OAKC, FCAP, PBNC: Book Value per Share Comparison
For the Banks - Regional subindustry, PSB Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSB Holdings PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PSB Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where PSB Holdings's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSB Holdings (PSBQ) has a Book Value per Share of $31.50 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on PSB Holdings and its competitors.
Is PSB Holdings' Book Value per Share too high?
PSB Holdings' current Book Value per Share is $31.50. Overall, PSB Holdings has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSB Holdings' Book Value per Share compare to OAKC and FCAP?
PSB Holdings' Book Value per Share of $31.50 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on PSB Holdings and its competitors. PSB Holdings's current Book Value per Share is $31.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSB Holdings stock overvalued right now?
Based on GuruFocus' analysis, PSB Holdings (PSBQ) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.32, compared to a current price of $52.73 — trading 79.9% above its estimated fair value. The current Book Value per Share is $31.50. PSB Holdings' overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For PSB Holdings (PSBQ), the current Book Value per Share is $31.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSB Holdings (PSBQ) Overvalued in 2026?
Based on GuruFocus' analysis, PSB Holdings stock appears to be overvalued.
The current stock price of $52.73 is trading 79.9% above its estimated GF Value™ of $29.32.
GuruFocus considers PSB Holdings to be Significantly Overvalued.
Key valuation signals for PSBQ:
Book Value per Share: $31.50
GF Value™: $29.32 vs. price of $52.73 (79.9% above fair value)
No single metric tells the full story. See the PSBQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSB Holdings Inc is a , a full-service financial institution chartered as a state commercial bank. It operates as a community bank and provides a full range of traditional retail consumer and commercial banking products, including uninsured investment and insurance products, long-term fixed-rate residential mortgages, and commercial treasury management services. Its services include: Personal Banking; Business Banking; Mobile Banking; Online Banking; Overdraft; Mortgage; Loans; Credit/Debit Card services; Wealth Management Services and Others.
47GF Score
Get the complete analysis for PSBQ
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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