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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PSB Holdings's Enterprise Value is $362.18 Mil.
PSB Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, PSB Holdings's EV-to-FCF for today is .
The historical rank and industry rank for PSB Holdings's EV-to-FCF or its related term are showing as below:
PSBQ'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 23.3
Current: 23.22
During the past 13 years, the highest EV-to-FCF of PSB Holdings was 23.30. The lowest was 0.00. And the median was 0.00.
PSBQ's EV-to-FCF is ranked worse than 84.56% of 1192
companies
in the Banks industry
Industry Median: 6.975
vs PSBQ: 23.22
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PSB Holdings's PE Ratio (TTM) for today is calculated as:
PSB Holdings's share price for today is $50.67.
PSB Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.460.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PSB Holdings EV-to-FCF Related Terms
PSB Holdings EV-to-FCF Historical Data
* Premium members only.
The historical data trend for PSB Holdings's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, PSB Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSB Holdings EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, PSB Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PSB Holdings's EV-to-FCF falls into.
PSB Holdings's current Enterprise Value is $362.18 Mil.
PSB Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is PSB Holdings (PSBQ) Overvalued in 2026?
Based on GuruFocus' analysis, PSB Holdings stock appears to be overvalued.
The current stock price of $50.67 is trading 74.1% above its estimated GF Value™ of $29.11.
GuruFocus considers PSB Holdings to be Significantly Overvalued.
Key valuation signals for PSBQ:
EV-to-FCF:
GF Value™: $29.11 vs. price of $50.67 (74.1% above fair value)
No single metric tells the full story. See the PSBQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSB Holdings Inc is a , a full-service financial institution chartered as a state commercial bank. It operates as a community bank and provides a full range of traditional retail consumer and commercial banking products, including uninsured investment and insurance products, long-term fixed-rate residential mortgages, and commercial treasury management services. Its services include: Personal Banking; Business Banking; Mobile Banking; Online Banking; Overdraft; Mortgage; Loans; Credit/Debit Card services; Wealth Management Services and Others.
47GF Score
Get the complete analysis for PSBQ
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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