GMO Payment Gateway's Days Sales Outstanding for the
three
months ended in Mar. 2026 was 108.42.
GMO Payment Gateway's Days Inventory for the
three
months ended in Mar. 2026 was 47.88.
GMO Payment Gateway's Days Payable for the
three
months ended in Mar. 2026 was 117.18.
Therefore, GMO Payment Gateway's Cash Conversion Cycle (CCC) for the
three
months ended in Mar. 2026 was 39.12.
Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.
Be Aware
CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.
The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.
GMO Payment Gateway Cash Conversion Cycle Related Terms
GMO Payment Gateway Cash Conversion Cycle Historical Data
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The historical data trend for GMO Payment Gateway's Cash Conversion Cycle can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:3RH vs MSFT, ORCL, PLTR: Cash Conversion Cycle Comparison
For the Software - Infrastructure subindustry, GMO Payment Gateway's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GMO Payment Gateway Cash Conversion Cycle vs Software Industry
For the Software industry and Technology sector, GMO Payment Gateway's Cash Conversion Cycle distribution charts can be found below:
* The bar in red indicates where GMO Payment Gateway's Cash Conversion Cycle falls into.
Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.
Cash Conversion Cycle is one of several measures of management effectiveness.
GMO Payment Gateway's Cash Conversion Cycle for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GMO Payment Gateway (FRA:3RH) has a Cash Conversion Cycle of 39.12 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on GMO Payment Gateway and its competitors.
Is GMO Payment Gateway's Cash Conversion Cycle too high?
GMO Payment Gateway's current Cash Conversion Cycle is 39.12. The Software industry median Cash Conversion Cycle is 32.25. GMO Payment Gateway's value of 39.12 is 21.3% above this industry median. Overall, GMO Payment Gateway has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does GMO Payment Gateway's Cash Conversion Cycle compare to MSFT and ORCL?
GMO Payment Gateway's Cash Conversion Cycle of 39.12 can be compared against companies in the Software industry. The industry median Cash Conversion Cycle is 32.25. GMO Payment Gateway's value of 39.12 is 21.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Software company?
The median Cash Conversion Cycle among Software companies is 32.25, based on 2,805 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GMO Payment Gateway's current Cash Conversion Cycle of 39.12 is 21.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on GMO Payment Gateway and its competitors. For the Software industry, the median Cash Conversion Cycle is 32.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GMO Payment Gateway's current Cash Conversion Cycle is 39.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Payment Gateway stock overvalued right now?
GMO Payment Gateway (FRA:3RH) has a current Cash Conversion Cycle of 39.12. The stock's GF Value™ is €55.11, compared to a current price of €47.00 — trading 14.7% below its estimated fair value. The current Cash Conversion Cycle is 39.12 and 21.3% above the Software industry median of 32.25. GMO Payment Gateway's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For GMO Payment Gateway (FRA:3RH), the current Cash Conversion Cycle is 39.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GMO Payment Gateway (FRA:3RH) Overvalued in 2026?
Based on GuruFocus' analysis, GMO Payment Gateway stock appears to be undervalued.
The current stock price of €47.00 is trading 14.7% below its estimated GF Value™ of €55.11.
Key valuation signals for FRA:3RH:
Cash Conversion Cycle: 39.12
GF Value™: €55.11 vs. price of €47.00 (14.7% below fair value)
Industry Position: 21.3% above the Software median
No single metric tells the full story. See the FRA:3RH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GMO Payment Gateway is a major Japanese provider of cashless and online payment infrastructure, serving many sectors including digital content and telecommunications, utilities, retail and hospitality, financial services, healthcare, and education. It serves a wide array of clients, from government agencies and municipalities to enterprises and merchants, across online and offline channels, including e-commerce platforms, physical stores, and unattended machines. Its services encompass payment processing, settlement solutions, and ancillary offerings such as early or deferred settlement services, transaction lending, buy now, pay later, online advertising, and internet security. GMO is expanding into adjacent financial technology operations, and gradually across Asia and North America.
94GF Score
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Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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