GMO Payment Gateway (FRA:3RH) GF Value Rank: 8 (As of Jul. 23, 2026) — 100% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:3RH GMO Payment Gateway Inc FRA:3RH
94 GF Score
Price €49.40
GF Value €55.74
! 7 Warning Signs
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What is GMO Payment Gateway GF Value Rank?

GMO Payment Gateway FRA:3RH -5.00% 94 GF Value Rank is 8 as of Jul. 23, 2026, which is 100% above its 10-year median of 4.00. GuruFocus rates FRA:3RH with a GF Score™ of 94/100 and a GF Value™ of €55.74. The stock has 7 warning signs investors should review.

GMO Payment Gateway has the GF Value Rank of 8.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


GMO Payment Gateway GF Value Rank Related Terms


FRA:3RH vs MSFT, ORCL, PLTR: GF Value Rank Comparison

For the Software - Infrastructure subindustry, GMO Payment Gateway's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GMO Payment Gateway GF Value Rank vs Software Industry

For the Software industry and Technology sector, GMO Payment Gateway's GF Value Rank distribution charts can be found below:

* The bar in red indicates where GMO Payment Gateway's GF Value Rank falls into.


FRA:3RH
94GF Score
GMO Payment Gateway Inc FRA:3RH
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 8 mean?
GMO Payment Gateway (FRA:3RH) has a GF Value Rank of 8 as of Jul. 23, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on GMO Payment Gateway and its competitors. This is 100% above median its historical median of 4.00. Over the past decade, GMO Payment Gateway's GF Value Rank has ranged from 1.00 to 10.00.
Is GMO Payment Gateway's GF Value Rank too high?
GMO Payment Gateway's current GF Value Rank of 8 is 100% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, GMO Payment Gateway has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does GMO Payment Gateway's GF Value Rank compare to MSFT and ORCL?
GMO Payment Gateway's GF Value Rank of 8 can be compared against companies in the Software industry. Historically, GMO Payment Gateway's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Software company?
A good GF Value Rank depends on the Software industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on GMO Payment Gateway and its competitors. GMO Payment Gateway's current GF Value Rank is 8, which is 100% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Payment Gateway stock overvalued right now?
GMO Payment Gateway (FRA:3RH) has a current GF Value Rank of 8. The stock's GF Value™ is €55.74, compared to a current price of €49.40 — trading 11.4% below its estimated fair value. The current GF Value Rank is 8, which is 100% above median its 10-year median of 4.00. GMO Payment Gateway's overall GF Score™ is 94/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For GMO Payment Gateway (FRA:3RH), the current GF Value Rank is 8 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GMO Payment Gateway (FRA:3RH) Overvalued in 2026?

Based on GuruFocus' analysis, GMO Payment Gateway stock appears to be undervalued. The current stock price of €49.40 is trading 11.4% below its estimated GF Value™ of €55.74.

Key valuation signals for FRA:3RH:

  • GF Value Rank: 8 (100% above median its 10-year median of 4.00)
  • GF Value™: €55.74 vs. price of €49.40 (11.4% below fair value)
  • GF Score™: 94/100 with 7 warning signs

No single metric tells the full story. See the FRA:3RH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GMO Payment Gateway Business Description

Other Exchanges 3769:Japan
Address 1-2-3 Dogenzaka, Shibuya-ku, Tokyo, JPN, 150-0043
GMO Payment Gateway is a major Japanese provider of cashless and online payment infrastructure, serving many sectors including digital content and telecommunications, utilities, retail and hospitality, financial services, healthcare, and education. It serves a wide array of clients, from government agencies and municipalities to enterprises and merchants, across online and offline channels, including e-commerce platforms, physical stores, and unattended machines. Its services encompass payment processing, settlement solutions, and ancillary offerings such as early or deferred settlement services, transaction lending, buy now, pay later, online advertising, and internet security. GMO is expanding into adjacent financial technology operations, and gradually across Asia and North America.
94GF Score

Get the complete analysis for FRA:3RH

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€49.40
Price
€55.74
GF Value