GMO Payment Gateway (FRA:3RH) Debt-to-EBITDA : (As of Jun. 2026)

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FRA:3RH GMO Payment Gateway Inc FRA:3RH
92 GF Score
Price €47.00
GF Value €57.15
! 3 Warning Signs
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What is GMO Payment Gateway Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

GMO Payment Gateway's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €79.5 Mil. GMO Payment Gateway's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €210.5 Mil. GMO Payment Gateway's annualized EBITDA for the quarter that ended in Jun. 2026 was €249.5 Mil. GMO Payment Gateway's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 1.16.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for GMO Payment Gateway's Debt-to-EBITDA or its related term are showing as below:

FRA:3RH' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.02   Med: 1.9   Max: 3.17
Current: 1.27

During the past 13 years, the highest Debt-to-EBITDA Ratio of GMO Payment Gateway was 3.17. The lowest was 0.02. And the median was 1.90.

FRA:3RH's Debt-to-EBITDA is ranked worse than
55.12% of 1727 companies
in the Software industry
Industry Median: 0.99 vs FRA:3RH: 1.27

GMO Payment Gateway  (FRA:3RH) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

GMO Payment Gateway Debt-to-EBITDA Related Terms

GMO Payment Gateway Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for GMO Payment Gateway's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GMO Payment Gateway Debt-to-EBITDA Chart

GMO Payment Gateway Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-EBITDA
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GMO Payment Gateway Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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FRA:3RH vs MSFT, PLTR, ORCL: Debt-to-EBITDA Comparison

For the Software - Infrastructure subindustry, GMO Payment Gateway's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

GMO Payment Gateway Debt-to-EBITDA vs Software Industry

For the Software industry and Technology sector, GMO Payment Gateway's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where GMO Payment Gateway's Debt-to-EBITDA falls into.


FRA:3RH
92GF Score
GMO Payment Gateway Inc FRA:3RH
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GMO Payment Gateway Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

GMO Payment Gateway's Debt-to-EBITDA for the fiscal year that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(196.49645918318 + 180.25495033636) / 218.26595953891
=1.73

GMO Payment Gateway's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(79.54155112994 + 210.46759009403) / 249.47915298704
=1.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is GMO Payment Gateway (FRA:3RH) Overvalued in 2026?

Based on GuruFocus' analysis, GMO Payment Gateway stock appears to be undervalued. The current stock price of €47.00 is trading 17.8% below its estimated GF Value™ of €57.15.

Key valuation signals for FRA:3RH:

  • Debt-to-EBITDA:
  • GF Value™: €57.15 vs. price of €47.00 (17.8% below fair value)
  • GF Score™: 92/100 with 3 warning signs

No single metric tells the full story. See the FRA:3RH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GMO Payment Gateway Business Description

Other Exchanges 3769:Japan
Address 1-2-3 Dogenzaka, Shibuya-ku, Tokyo, JPN, 150-0043
GMO Payment Gateway is a major Japanese provider of cashless and online payment infrastructure, serving many sectors including digital content and telecommunications, utilities, retail and hospitality, financial services, healthcare, and education. It serves a wide array of clients, from government agencies and municipalities to enterprises and merchants, across online and offline channels, including e-commerce platforms, physical stores, and unattended machines. Its services encompass payment processing, settlement solutions, and ancillary offerings such as early or deferred settlement services, transaction lending, buy now, pay later, online advertising, and internet security. GMO is expanding into adjacent financial technology operations, and gradually across Asia and North America.
92GF Score

Get the complete analysis for FRA:3RH

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€47.00
Price
€57.15
GF Value