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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. GMO Payment Gateway's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €675.3 Mil. GMO Payment Gateway's Total Assets for the quarter that ended in Jun. 2026 was €2,320.4 Mil.
Therefore, GMO Payment Gateway's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.29.
The historical rank and industry rank for GMO Payment Gateway's Equity-to-Asset or its related term are showing as below:
FRA:3RH'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.14 Med: 0.25 Max: 0.32
Current: 0.29
During the past 13 years, the highest Equity to Asset Ratio of GMO Payment Gateway was 0.32. The lowest was 0.14. And the median was 0.25.
FRA:3RH's Equity-to-Asset is ranked worse than 77.85% of 2890
companies
in the Software industry
Industry Median: 0.55
vs FRA:3RH: 0.29
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
GMO Payment Gateway Equity-to-Asset Related Terms
GMO Payment Gateway Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for GMO Payment Gateway's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:3RH vs MSFT, PLTR, ORCL: Equity-to-Asset Comparison
For the Software - Infrastructure subindustry, GMO Payment Gateway's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GMO Payment Gateway Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, GMO Payment Gateway's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where GMO Payment Gateway's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
GMO Payment Gateway's Equity to Asset Ratio for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GMO Payment Gateway (FRA:3RH) has a Equity-to-Asset of 0.29 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on GMO Payment Gateway and its competitors. This is 16% above median its historical median of 0.25. Over the past decade, GMO Payment Gateway's Equity-to-Asset has ranged from 0.14 to 0.32. According to the industry distribution chart, GMO Payment Gateway ranks #2250 out of 2890 companies in the Software industry, placing it in the top 77.9%.
Is GMO Payment Gateway's Equity-to-Asset too high?
GMO Payment Gateway's current Equity-to-Asset of 0.29 is 16% above median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.32. The Software industry median Equity-to-Asset is 0.55. GMO Payment Gateway's value of 0.29 is 47.3% below this industry median. Based on the distribution chart, GMO Payment Gateway ranks #2250 out of 2890 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, GMO Payment Gateway has a GF Score™ of 97/100, reflecting its overall financial health beyond just this single metric.
How does GMO Payment Gateway's Equity-to-Asset compare to MSFT and PLTR?
According to the Software industry distribution chart, GMO Payment Gateway ranks #2250 out of 2890 companies for Equity-to-Asset. This places GMO Payment Gateway in the lower half of its industry. The industry median Equity-to-Asset is 0.55. GMO Payment Gateway's value of 0.29 is 47.3% below this benchmark. Historically, GMO Payment Gateway's own Equity-to-Asset has ranged from 0.14 to 0.32 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 0.55, GMO Payment Gateway has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.55, based on 2,890 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GMO Payment Gateway's current Equity-to-Asset of 0.29 is 47.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on GMO Payment Gateway and its competitors. For the Software industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GMO Payment Gateway's current Equity-to-Asset is 0.29, which is 16% above median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Payment Gateway stock overvalued right now?
GMO Payment Gateway (FRA:3RH) has a current Equity-to-Asset of 0.29. The stock's GF Value™ is €55.41, compared to a current price of €45.60 — trading 17.7% below its estimated fair value. The current Equity-to-Asset is 0.29, which is 16% above median its 10-year median of 0.25 and 47.3% below the Software industry median of 0.55. GMO Payment Gateway's overall GF Score™ is 97/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For GMO Payment Gateway (FRA:3RH), the current Equity-to-Asset is 0.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GMO Payment Gateway (FRA:3RH) Overvalued in 2026?
Based on GuruFocus' analysis, GMO Payment Gateway stock appears to be undervalued.
The current stock price of €45.60 is trading 17.7% below its estimated GF Value™ of €55.41.
Key valuation signals for FRA:3RH:
Equity-to-Asset: 0.29 (16% above median its 10-year median of 0.25)
GF Value™: €55.41 vs. price of €45.60 (17.7% below fair value)
Industry Position: 47.3% below the Software median (#2250 of 2890)
No single metric tells the full story. See the FRA:3RH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GMO Payment Gateway is a major Japanese provider of cashless and online payment infrastructure, serving many sectors including digital content and telecommunications, utilities, retail and hospitality, financial services, healthcare, and education. It serves a wide array of clients, from government agencies and municipalities to enterprises and merchants, across online and offline channels, including e-commerce platforms, physical stores, and unattended machines. Its services encompass payment processing, settlement solutions, and ancillary offerings such as early or deferred settlement services, transaction lending, buy now, pay later, online advertising, and internet security. GMO is expanding into adjacent financial technology operations, and gradually across Asia and North America.
97GF Score
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