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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
GMO Payment Gateway's 3-Year ROIIC % for the quarter that ended in Sep. 2025 was 8.77%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for GMO Payment Gateway's 3-Year ROIIC % or its related term are showing as below:
FRA:3RH's 3-Year ROIIC % is ranked better than 55.92% of 2625
companies
in the Software industry
Industry Median: 5.24
vs FRA:3RH: 8.77
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
GMO Payment Gateway 3-Year ROIIC % Related Terms
GMO Payment Gateway 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for GMO Payment Gateway's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:3RH vs MSFT, ORCL, PLTR: 3-Year ROIIC % Comparison
For the Software - Infrastructure subindustry, GMO Payment Gateway's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GMO Payment Gateway 3-Year ROIIC % vs Software Industry
For the Software industry and Technology sector, GMO Payment Gateway's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where GMO Payment Gateway's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
GMO Payment Gateway (FRA:3RH) has a 3-Year ROIIC % of 8.77 as of Sep. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on GMO Payment Gateway and its competitors. This is 19% above median its historical median of 7.38. Over the past decade, GMO Payment Gateway's 3-Year ROIIC % has ranged from 3.38 to 24.93. According to the industry distribution chart, GMO Payment Gateway ranks #1157 out of 2625 companies in the Software industry, placing it in the top 44.1%.
Is GMO Payment Gateway's 3-Year ROIIC % too high?
GMO Payment Gateway's current 3-Year ROIIC % of 8.77 is 19% above median its 10-year median of 7.38. Over the past 10 years, this metric has ranged from a low of 3.38 to a high of 24.93. The Software industry median 3-Year ROIIC % is 5.24. GMO Payment Gateway's value of 8.77 is 67.4% above this industry median. Based on the distribution chart, GMO Payment Gateway ranks #1157 out of 2625 companies in the Software industry, which is above the industry midpoint. Overall, GMO Payment Gateway has a GF Score™ of 92/100, reflecting its overall financial health beyond just this single metric.
How does GMO Payment Gateway's 3-Year ROIIC % compare to MSFT and ORCL?
According to the Software industry distribution chart, GMO Payment Gateway ranks #1157 out of 2625 companies for 3-Year ROIIC %. This puts GMO Payment Gateway in the upper half of its industry. The industry median 3-Year ROIIC % is 5.24. GMO Payment Gateway's value of 8.77 is 67.4% above this benchmark. Historically, GMO Payment Gateway's own 3-Year ROIIC % has ranged from 3.38 to 24.93 over the past decade. While the company's 10-year median is 7.38 vs. the industry median of 5.24, GMO Payment Gateway has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Software company?
The median 3-Year ROIIC % among Software companies is 5.24, based on 2,625 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GMO Payment Gateway's current 3-Year ROIIC % of 8.77 is 67.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on GMO Payment Gateway and its competitors. For the Software industry, the median 3-Year ROIIC % is 5.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GMO Payment Gateway's current 3-Year ROIIC % is 8.77, which is 19% above median its own 10-year median of 7.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Payment Gateway stock overvalued right now?
GMO Payment Gateway (FRA:3RH) has a current 3-Year ROIIC % of 8.77. The stock's GF Value™ is €55.73, compared to a current price of €51.00 — trading 8.5% below its estimated fair value. The current 3-Year ROIIC % is 8.77, which is 19% above median its 10-year median of 7.38 and 67.4% above the Software industry median of 5.24. GMO Payment Gateway's overall GF Score™ is 92/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For GMO Payment Gateway (FRA:3RH), the current 3-Year ROIIC % is 8.77 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GMO Payment Gateway (FRA:3RH) Overvalued in 2026?
Based on GuruFocus' analysis, GMO Payment Gateway stock appears to be undervalued.
The current stock price of €51.00 is trading 8.5% below its estimated GF Value™ of €55.73.
Key valuation signals for FRA:3RH:
3-Year ROIIC %: 8.77 (19% above median its 10-year median of 7.38)
GF Value™: €55.73 vs. price of €51.00 (8.5% below fair value)
Industry Position: 67.4% above the Software median (#1157 of 2625)
No single metric tells the full story. See the FRA:3RH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GMO Payment Gateway is a major Japanese provider of cashless and online payment infrastructure, serving many sectors including digital content and telecommunications, utilities, retail and hospitality, financial services, healthcare, and education. It serves a wide array of clients, from government agencies and municipalities to enterprises and merchants, across online and offline channels, including e-commerce platforms, physical stores, and unattended machines. Its services encompass payment processing, settlement solutions, and ancillary offerings such as early or deferred settlement services, transaction lending, buy now, pay later, online advertising, and internet security. GMO is expanding into adjacent financial technology operations, and gradually across Asia and North America.
92GF Score
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