GMO Payment Gateway (FRA:3RH) PEG Ratio: 1.29 (As of Jul. 03, 2026) — 61% Below Median


FRA:3RH GMO Payment Gateway Inc FRA:3RH
94 GF Score
Price €49.60
GF Value €55.11
! 3 Warning Signs
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What is GMO Payment Gateway PEG Ratio?

GMO Payment Gateway FRA:3RH +5.53% 94 PEG Ratio is 1.29 as of Jul. 03, 2026, which is 61% below its 10-year median of 3.35. GuruFocus rates FRA:3RH with a GF Score™ of 94/100 and a GF Value™ of €55.11. The stock has 3 warning signs investors should review. Among 821 Software companies, GMO Payment Gateway ranks worse than 52.62% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, GMO Payment Gateway's PE Ratio without NRI is 27.98. GMO Payment Gateway's 5-Year EBITDA growth rate is 21.70%. Therefore, GMO Payment Gateway's PEG Ratio for today is 1.29.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for GMO Payment Gateway's PEG Ratio or its related term are showing as below:

FRA:3RH' s PEG Ratio Range Over the Past 10 Years
Min: 1   Med: 3.35   Max: 8.15
Current: 1.35


During the past 13 years, GMO Payment Gateway's highest PEG Ratio was 8.15. The lowest was 1.00. And the median was 3.35.


FRA:3RH's PEG Ratio is ranked worse than
52.62% of 821 companies
in the Software industry
Industry Median: 1.29 vs FRA:3RH: 1.35

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


GMO Payment Gateway  (FRA:3RH) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


GMO Payment Gateway PEG Ratio Related Terms


GMO Payment Gateway PEG Ratio Historical Data

* Premium members only.

The historical data trend for GMO Payment Gateway's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GMO Payment Gateway PEG Ratio Chart

GMO Payment Gateway Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.93 1.59 1.34 1.42 1.35

GMO Payment Gateway Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.30 1.56 1.35 1.69 1.46

FRA:3RH vs MSFT, ORCL, PLTR: PEG Ratio Comparison

For the Software - Infrastructure subindustry, GMO Payment Gateway's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GMO Payment Gateway PEG Ratio vs Software Industry

For the Software industry and Technology sector, GMO Payment Gateway's PEG Ratio distribution charts can be found below:

* The bar in red indicates where GMO Payment Gateway's PEG Ratio falls into.


FRA:3RH
94GF Score
GMO Payment Gateway Inc FRA:3RH
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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GMO Payment Gateway PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

GMO Payment Gateway's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=27.975183305133/21.70
=1.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.29 mean?
GMO Payment Gateway (FRA:3RH) has a PEG Ratio of 1.29 as of Jul. 03, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on GMO Payment Gateway and its competitors. This is 61% below median its historical median of 3.35. Over the past decade, GMO Payment Gateway's PEG Ratio has ranged from 1.00 to 8.15. According to the industry distribution chart, GMO Payment Gateway ranks #432 out of 821 companies in the Software industry, placing it in the top 52.6%.
Is GMO Payment Gateway's PEG Ratio too high?
GMO Payment Gateway's current PEG Ratio of 1.29 is 61% below median its 10-year median of 3.35. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.15. The Software industry median PEG Ratio is 1.29. GMO Payment Gateway's value of 1.29 is 0% at this industry median. Based on the distribution chart, GMO Payment Gateway ranks #432 out of 821 companies in the Software industry, which is below the industry midpoint. Overall, GMO Payment Gateway has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does GMO Payment Gateway's PEG Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, GMO Payment Gateway ranks #432 out of 821 companies for PEG Ratio. This places GMO Payment Gateway in the lower half of its industry. The industry median PEG Ratio is 1.29. GMO Payment Gateway's value of 1.29 is 0% at this benchmark. Historically, GMO Payment Gateway's own PEG Ratio has ranged from 1.00 to 8.15 over the past decade. While the company's 10-year median is 3.35 vs. the industry median of 1.29, GMO Payment Gateway has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Software company?
The median PEG Ratio among Software companies is 1.29, based on 821 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GMO Payment Gateway's current PEG Ratio of 1.29 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on GMO Payment Gateway and its competitors. For the Software industry, the median PEG Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GMO Payment Gateway's current PEG Ratio is 1.29, which is 61% below median its own 10-year median of 3.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Payment Gateway stock overvalued right now?
GMO Payment Gateway (FRA:3RH) has a current PEG Ratio of 1.29. The stock's GF Value™ is €55.11, compared to a current price of €49.60 — trading 10% below its estimated fair value. The current PEG Ratio is 1.29, which is 61% below median its 10-year median of 3.35 and 0% at the Software industry median of 1.29. GMO Payment Gateway's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For GMO Payment Gateway (FRA:3RH), the current PEG Ratio is 1.29 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GMO Payment Gateway (FRA:3RH) Overvalued in 2026?

Based on GuruFocus' analysis, GMO Payment Gateway stock appears to be undervalued. The current stock price of €49.60 is trading 10% below its estimated GF Value™ of €55.11.

Key valuation signals for FRA:3RH:

  • PEG Ratio: 1.29 (61% below median its 10-year median of 3.35)
  • GF Value™: €55.11 vs. price of €49.60 (10% below fair value)
  • GF Score™: 94/100 with 3 warning signs
  • Industry Position: 0% at the Software median (#432 of 821)

No single metric tells the full story. See the FRA:3RH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GMO Payment Gateway Business Description

Other Exchanges 3769:Japan
Address 1-2-3 Dogenzaka, Shibuya-ku, Tokyo, JPN, 150-0043
GMO Payment Gateway is a major Japanese provider of cashless and online payment infrastructure, serving many sectors including digital content and telecommunications, utilities, retail and hospitality, financial services, healthcare, and education. It serves a wide array of clients, from government agencies and municipalities to enterprises and merchants, across online and offline channels, including e-commerce platforms, physical stores, and unattended machines. Its services encompass payment processing, settlement solutions, and ancillary offerings such as early or deferred settlement services, transaction lending, buy now, pay later, online advertising, and internet security. GMO is expanding into adjacent financial technology operations, and gradually across Asia and North America.
94GF Score

Get the complete analysis for FRA:3RH

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€49.60
Price
€55.11
GF Value