OLB (The OLB Group) Cash Conversion Cycle: -172.78 (As of Mar. 2026)


OLB The OLB Group Inc OLB
32 GF Score
Price $0.39
GF Value $0.25
Valuation Significantly Overvalued
! 3 Warning Signs
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What is The OLB Group Cash Conversion Cycle?

The OLB Group OLB +1.33% 32 Cash Conversion Cycle is -172.78 as of Mar. 2026. GuruFocus rates OLB with a GF Score™ of 32/100 and a GF Value™ of $0.25 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

The OLB Group's Days Sales Outstanding for the three months ended in Mar. 2026 was 0.91.
The OLB Group's Days Inventory for the three months ended in Mar. 2026 was 0.
The OLB Group's Days Payable for the three months ended in Mar. 2026 was 173.69.
Therefore, The OLB Group's Cash Conversion Cycle (CCC) for the three months ended in Mar. 2026 was -172.78.


The OLB Group  (NAS:OLB) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


The OLB Group Cash Conversion Cycle Related Terms


The OLB Group Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for The OLB Group's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The OLB Group Cash Conversion Cycle Chart

The OLB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Conversion Cycle
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.14 3.48 -20.24 -95.82 -148.04

The OLB Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -165.97 -121.52 -134.41 -148.44 -172.78

OLB vs SONM, LHSW, TGCB: Cash Conversion Cycle Comparison

For the Software - Infrastructure subindustry, The OLB Group's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The OLB Group Cash Conversion Cycle vs Software Industry

For the Software industry and Technology sector, The OLB Group's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where The OLB Group's Cash Conversion Cycle falls into.


OLB
32GF Score
The OLB Group Inc OLB
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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The OLB Group Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

The OLB Group's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=2.48+0-150.52
=-148.04

The OLB Group's Cash Conversion Cycle for the quarter that ended in Mar. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=0.91+0-173.69
=-172.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of -172.78 mean?
The OLB Group (OLB) has a Cash Conversion Cycle of -172.78 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on The OLB Group and its competitors.
Is The OLB Group's Cash Conversion Cycle too high?
The OLB Group's current Cash Conversion Cycle is -172.78. Overall, The OLB Group has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The OLB Group's Cash Conversion Cycle compare to SONM and LHSW?
The OLB Group's Cash Conversion Cycle of -172.78 can be compared against companies in the Software industry. The industry median Cash Conversion Cycle is 32.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Software company?
The median Cash Conversion Cycle among Software companies is 32.53, based on 2,807 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on The OLB Group and its competitors. For the Software industry, the median Cash Conversion Cycle is 32.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The OLB Group's current Cash Conversion Cycle is -172.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The OLB Group stock overvalued right now?
Based on GuruFocus' analysis, The OLB Group (OLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.25, compared to a current price of $0.39 — trading 55% above its estimated fair value. The current Cash Conversion Cycle is -172.78. The OLB Group's overall GF Score™ is 32/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For The OLB Group (OLB), the current Cash Conversion Cycle is -172.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The OLB Group (OLB) Overvalued in 2026?

Based on GuruFocus' analysis, The OLB Group stock appears to be overvalued. The current stock price of $0.39 is trading 55% above its estimated GF Value™ of $0.25. GuruFocus considers The OLB Group to be Significantly Overvalued.

Key valuation signals for OLB:

  • Cash Conversion Cycle: -172.78
  • GF Value™: $0.25 vs. price of $0.39 (55% above fair value)
  • GF Score™: 32/100 with 3 warning signs

No single metric tells the full story. See the OLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The OLB Group Business Description

Address 1120 Avenue of the Americas, 4th Floor, New York, NY, USA, 10036
The OLB Group Inc is a diversified FinTech company that focuses on a suite of products in the merchant services marketplace and seeks to provide integrated business solutions to merchants throughout the United States. The company seeks to provide merchants with a wide range-of-products and services through the various online platforms, including financial and transaction processing services. It also has products that provide support for crowdfunding and other capital-raising initiatives. It supplements the online platforms with certain hardware solutions that are integrated with the online platforms. The company has two business segments: Fintech Services, which generates key revenue, and the Bitcoin Mining business segment.
32GF Score

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Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.39
Price
$0.25
GF Value