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The OLB GroupOLB +2.27%28 Equity-to-Asset is 0.54 as of Mar. 2026, which is 42% above its 10-year median of 0.38. GuruFocus rates OLB with a GF Score™ of 28/100 and a GF Value™ of $0.23 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 2,894 Software companies, The OLB Group ranks worse than 51.69% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. The OLB Group's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $8.10 Mil. The OLB Group's Total Assets for the quarter that ended in Mar. 2026 was $14.98 Mil.
Therefore, The OLB Group's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.54.
The historical rank and industry rank for The OLB Group's Equity-to-Asset or its related term are showing as below:
OLB'
s Equity-to-Asset Range Over the Past 10 Years
Min: -126.6 Med: 0.38 Max: 0.95
Current: 0.54
During the past 13 years, the highest Equity to Asset Ratio of The OLB Group was 0.95. The lowest was -126.60. And the median was 0.38.
OLB's Equity-to-Asset is ranked worse than 51.69% of 2894
companies
in the Software industry
Industry Median: 0.56
vs OLB: 0.54
The OLB Group (NAS:OLB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
The OLB Group Equity-to-Asset Related Terms
The OLB Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for The OLB Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OLB vs CETX, SONM, BRQSF: Equity-to-Asset Comparison
For the Software - Infrastructure subindustry, The OLB Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The OLB Group Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, The OLB Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where The OLB Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
The OLB Group's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The OLB Group (OLB) has a Equity-to-Asset of 0.54 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on The OLB Group and its competitors. This is 42% above median its historical median of 0.38. According to the industry distribution chart, The OLB Group ranks #1496 out of 2894 companies in the Software industry, placing it in the top 51.7%.
Is The OLB Group's Equity-to-Asset too high?
The OLB Group's current Equity-to-Asset of 0.54 is 42% above median its 10-year median of 0.38. The Software industry median Equity-to-Asset is 0.56. The OLB Group's value of 0.54 is 3.6% below this industry median. Based on the distribution chart, The OLB Group ranks #1496 out of 2894 companies in the Software industry, which is below the industry midpoint. Overall, The OLB Group has a GF Score™ of 28/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The OLB Group's Equity-to-Asset compare to CETX and SONM?
According to the Software industry distribution chart, The OLB Group ranks #1496 out of 2894 companies for Equity-to-Asset. This places The OLB Group in the lower half of its industry. The industry median Equity-to-Asset is 0.56. The OLB Group's value of 0.54 is 3.6% below this benchmark. While the company's 10-year median is 0.38 vs. the industry median of 0.56, The OLB Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,894 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The OLB Group's current Equity-to-Asset of 0.54 is 3.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on The OLB Group and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The OLB Group's current Equity-to-Asset is 0.54, which is 42% above median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The OLB Group stock overvalued right now?
Based on GuruFocus' analysis, The OLB Group (OLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.23, compared to a current price of $0.32 — trading 38.9% above its estimated fair value. The current Equity-to-Asset is 0.54, which is 42% above median its 10-year median of 0.38 and 3.6% below the Software industry median of 0.56. The OLB Group's overall GF Score™ is 28/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For The OLB Group (OLB), the current Equity-to-Asset is 0.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The OLB Group (OLB) Overvalued in 2026?
Based on GuruFocus' analysis, The OLB Group stock appears to be overvalued.
The current stock price of $0.32 is trading 38.9% above its estimated GF Value™ of $0.23.
GuruFocus considers The OLB Group to be Significantly Overvalued.
Key valuation signals for OLB:
Equity-to-Asset: 0.54 (42% above median its 10-year median of 0.38)
GF Value™: $0.23 vs. price of $0.32 (38.9% above fair value)
Industry Position: 3.6% below the Software median (#1496 of 2894)
No single metric tells the full story. See the OLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The OLB Group Inc is a diversified FinTech company that focuses on a suite of products in the merchant services marketplace and seeks to provide integrated business solutions to merchants throughout the United States. The company seeks to provide merchants with a wide range-of-products and services through the various online platforms, including financial and transaction processing services. It also has products that provide support for crowdfunding and other capital-raising initiatives. It supplements the online platforms with certain hardware solutions that are integrated with the online platforms. The company has two business segments: Fintech Services, which generates key revenue, and the Bitcoin Mining business segment.
28GF Score
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