Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. The OLB Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.00 Mil. The OLB Group's average total debt for the quarter that ended in Mar. 2026 was $0.23 Mil. Therefore, The OLB Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.
The OLB Group (NAS:OLB) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
The OLB Group Effective Interest Rate on Debt % Related Terms
The OLB Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for The OLB Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The OLB Group Effective Interest Rate on Debt % Chart
OLB vs BRQSF, CYAB, HUBC: Effective Interest Rate on Debt % Comparison
For the Software - Infrastructure subindustry, The OLB Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The OLB Group Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, The OLB Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where The OLB Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 0.00% mean?
The OLB Group (OLB) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The OLB Group and its competitors.
Is The OLB Group's Effective Interest Rate on Debt % too high?
The OLB Group's current Effective Interest Rate on Debt % is 0.00%. Overall, The OLB Group has a GF Score™ of 28/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The OLB Group's Effective Interest Rate on Debt % compare to BRQSF and CYAB?
The OLB Group's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The OLB Group and its competitors. The OLB Group's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The OLB Group stock overvalued right now?
Based on GuruFocus' analysis, The OLB Group (OLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.24, compared to a current price of $0.36 — trading 48.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. The OLB Group's overall GF Score™ is 28/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For The OLB Group (OLB), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The OLB Group (OLB) Overvalued in 2026?
Based on GuruFocus' analysis, The OLB Group stock appears to be overvalued.
The current stock price of $0.36 is trading 48.1% above its estimated GF Value™ of $0.24.
GuruFocus considers The OLB Group to be Significantly Overvalued.
Key valuation signals for OLB:
Effective Interest Rate on Debt %: 0.00%
GF Value™: $0.24 vs. price of $0.36 (48.1% above fair value)
No single metric tells the full story. See the OLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The OLB Group Inc is a diversified FinTech company that focuses on a suite of products in the merchant services marketplace and seeks to provide integrated business solutions to merchants throughout the United States. The company seeks to provide merchants with a wide range-of-products and services through the various online platforms, including financial and transaction processing services. It also has products that provide support for crowdfunding and other capital-raising initiatives. It supplements the online platforms with certain hardware solutions that are integrated with the online platforms. The company has two business segments: Fintech Services, which generates key revenue, and the Bitcoin Mining business segment.
28GF Score
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