The OLB GroupOLB -2.44%32 Days Payable is 173.69 as of Mar. 2026, which is 554% above its 10-year median of 26.55. GuruFocus rates OLB with a GF Score™ of 32/100 and a GF Value™ of $0.25 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 2,604 Software companies, The OLB Group ranks better than 77.73% on this metric.
The historical rank and industry rank for The OLB Group's Days Payable or its related term are showing as below:
OLB'
s Days Payable Range Over the Past 10 Years
Min: 7.06 Med: 26.55 Max: 1204.5
Current: 144.83
During the past 13 years, The OLB Group's highest Days Payable was 1204.50. The lowest was 7.06. And the median was 26.55.
OLB's Days Payable is ranked better than 77.73% of 2604
companies
in the Software industry
Industry Median: 53.955
vs OLB: 144.83
The OLB Group's Days Payable
increased
from Mar. 2025 (170.47) to Mar. 2026 (173.69).
It may suggest that The OLB Groupdelayed paying its suppliers.
The OLB Group Days Payable Related Terms
The OLB Group Days Payable Historical Data
* Premium members only.
The historical data trend for The OLB Group's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, The OLB Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The OLB Group Days Payable vs Software Industry
For the Software industry and Technology sector, The OLB Group's Days Payable distribution charts can be found below:
* The bar in red indicates where The OLB Group's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
The OLB Group's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The OLB Group (OLB) has a Days Payable of 173.69 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on The OLB Group and its competitors. This is 554% above median its historical median of 26.55. Over the past decade, The OLB Group's Days Payable has ranged from 7.06 to 1,204.50. According to the industry distribution chart, The OLB Group ranks #580 out of 2604 companies in the Software industry, placing it in the top 22.3%.
Is The OLB Group's Days Payable too high?
The OLB Group's current Days Payable of 173.69 is 554% above median its 10-year median of 26.55. Over the past 10 years, this metric has ranged from a low of 7.06 to a high of 1,204.50. The Software industry median Days Payable is 53.96. The OLB Group's value of 173.69 is 221.9% above this industry median. Based on the distribution chart, The OLB Group ranks #580 out of 2604 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, The OLB Group has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The OLB Group's Days Payable compare to SONM and LHSW?
According to the Software industry distribution chart, The OLB Group ranks #580 out of 2604 companies for Days Payable. This places The OLB Group in the top 22% of its industry — outperforming the majority of peers. The industry median Days Payable is 53.96. The OLB Group's value of 173.69 is 221.9% above this benchmark. Historically, The OLB Group's own Days Payable has ranged from 7.06 to 1,204.50 over the past decade. While the company's 10-year median is 26.55 vs. the industry median of 53.96, The OLB Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.96, based on 2,604 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The OLB Group's current Days Payable of 173.69 is 221.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on The OLB Group and its competitors. For the Software industry, the median Days Payable is 53.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The OLB Group's current Days Payable is 173.69, which is 554% above median its own 10-year median of 26.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The OLB Group stock overvalued right now?
Based on GuruFocus' analysis, The OLB Group (OLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.25, compared to a current price of $0.38 — trading 53.4% above its estimated fair value. The current Days Payable is 173.69, which is 554% above median its 10-year median of 26.55 and 221.9% above the Software industry median of 53.96. The OLB Group's overall GF Score™ is 32/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For The OLB Group (OLB), the current Days Payable is 173.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The OLB Group (OLB) Overvalued in 2026?
Based on GuruFocus' analysis, The OLB Group stock appears to be overvalued.
The current stock price of $0.38 is trading 53.4% above its estimated GF Value™ of $0.25.
GuruFocus considers The OLB Group to be Significantly Overvalued.
Key valuation signals for OLB:
Days Payable: 173.69 (554% above median its 10-year median of 26.55)
GF Value™: $0.25 vs. price of $0.38 (53.4% above fair value)
Industry Position: 221.9% above the Software median (#580 of 2604)
No single metric tells the full story. See the OLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The OLB Group Inc is a diversified FinTech company that focuses on a suite of products in the merchant services marketplace and seeks to provide integrated business solutions to merchants throughout the United States. The company seeks to provide merchants with a wide range-of-products and services through the various online platforms, including financial and transaction processing services. It also has products that provide support for crowdfunding and other capital-raising initiatives. It supplements the online platforms with certain hardware solutions that are integrated with the online platforms. The company has two business segments: Fintech Services, which generates key revenue, and the Bitcoin Mining business segment.
32GF Score
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