OLB (The OLB Group) Moat Score: 3/10 (As of Jun. 27, 2026)


OLB The OLB Group Inc OLB
32 GF Score
Price $0.39
GF Value $0.25
Valuation Significantly Overvalued
! 3 Warning Signs
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What is The OLB Group Moat Score?

The OLB Group OLB +1.33% 32 Moat Score is 3 as of Jun. 27, 2026. GuruFocus rates OLB with a GF Score™ of 32/100 and a GF Value™ of $0.25 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 2,848 Software companies, The OLB Group ranks better than 84.66% on this metric.

The OLB Group has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

The OLB Group has No Moat: The OLB Group Inc has limited competitive advantages in the payment processing industry. It lacks significant market share, brand strength, or proprietary technology, resulting in a weak competitive position with no substantial barriers to entry.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes The OLB Group might have No Moat - Very weak/transient advantages.

The OLB Group  (NAS:OLB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

The OLB Group Moat Score Related Terms

OLB vs SONM, LHSW, TGCB: Moat Score Comparison

For the Software - Infrastructure subindustry, The OLB Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

The OLB Group Moat Score vs Software Industry

For the Software industry and Technology sector, The OLB Group's Moat Score distribution charts can be found below:

* The bar in red indicates where The OLB Group's Moat Score falls into.


OLB
32GF Score
The OLB Group Inc OLB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
The OLB Group (OLB) has a Moat Score of 3 as of Jun. 27, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, The OLB Group ranks #437 out of 2848 companies in the Software industry, placing it in the top 15.3%.
Is The OLB Group's Moat Score too high?
The OLB Group's current Moat Score is 3. Based on the distribution chart, The OLB Group ranks #437 out of 2848 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, The OLB Group has a GF Score™ of 32/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The OLB Group's Moat Score compare to SONM and LHSW?
According to the Software industry distribution chart, The OLB Group ranks #437 out of 2848 companies for Moat Score. This places The OLB Group in the top 15% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. The OLB Group's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The OLB Group stock overvalued right now?
Based on GuruFocus' analysis, The OLB Group (OLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.25, compared to a current price of $0.39 — trading 55% above its estimated fair value. The current Moat Score is 3. The OLB Group's overall GF Score™ is 32/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For The OLB Group (OLB), the current Moat Score is 3 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The OLB Group (OLB) Overvalued in 2026?

Based on GuruFocus' analysis, The OLB Group stock appears to be overvalued. The current stock price of $0.39 is trading 55% above its estimated GF Value™ of $0.25. GuruFocus considers The OLB Group to be Significantly Overvalued.

Key valuation signals for OLB:

  • Moat Score: 3
  • GF Value™: $0.25 vs. price of $0.39 (55% above fair value)
  • GF Score™: 32/100 with 3 warning signs

No single metric tells the full story. See the OLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The OLB Group Business Description

Address 1120 Avenue of the Americas, 4th Floor, New York, NY, USA, 10036
The OLB Group Inc is a diversified FinTech company that focuses on a suite of products in the merchant services marketplace and seeks to provide integrated business solutions to merchants throughout the United States. The company seeks to provide merchants with a wide range-of-products and services through the various online platforms, including financial and transaction processing services. It also has products that provide support for crowdfunding and other capital-raising initiatives. It supplements the online platforms with certain hardware solutions that are integrated with the online platforms. The company has two business segments: Fintech Services, which generates key revenue, and the Bitcoin Mining business segment.
32GF Score

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$0.39
Price
$0.25
GF Value