OLB (The OLB Group) Debt-to-Asset : 0.02 (As of Jun. 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OLB The OLB Group Inc OLB
28 GF Score
Price $0.30
GF Value $0.22
Valuation Significantly Overvalued
! 3 Warning Signs
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What is The OLB Group Debt-to-Asset?

The OLB Group OLB +1.47% 28 Debt-to-Asset is 0.02 as of Jun. 2026. GuruFocus rates OLB with a GF Score™ of 28/100 and a GF Value™ of $0.22 (Significantly Overvalued). The stock has 3 warning signs investors should review.

The OLB Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.21 Mil. The OLB Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.00 Mil. The OLB Group's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $13.94 Mil. The OLB Group's debt to asset for the quarter that ended in Jun. 2026 was 0.02.


The OLB Group  (NAS:OLB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


The OLB Group Debt-to-Asset Related Terms


The OLB Group Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for The OLB Group's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The OLB Group Debt-to-Asset Chart

The OLB Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.02 0.02 0.03 0.02

The OLB Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.02 0.01 0.02

OLB vs CETX, SONM, BRQSF: Debt-to-Asset Comparison

For the Software - Infrastructure subindustry, The OLB Group's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The OLB Group Debt-to-Asset vs Software Industry

For the Software industry and Technology sector, The OLB Group's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where The OLB Group's Debt-to-Asset falls into.


OLB
28GF Score
The OLB Group Inc OLB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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The OLB Group Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

The OLB Group's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

The OLB Group's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.02 mean?
The OLB Group (OLB) has a Debt-to-Asset of 0.02 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on The OLB Group and its competitors.
Is The OLB Group's Debt-to-Asset too high?
The OLB Group's current Debt-to-Asset is 0.02. Overall, The OLB Group has a GF Score™ of 28/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The OLB Group's Debt-to-Asset compare to CETX and SONM?
The OLB Group's Debt-to-Asset of 0.02 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Software company?
A good Debt-to-Asset depends on the Software industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on The OLB Group and its competitors. The OLB Group's current Debt-to-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The OLB Group stock overvalued right now?
Based on GuruFocus' analysis, The OLB Group (OLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.22, compared to a current price of $0.30 — trading 35.1% above its estimated fair value. The current Debt-to-Asset is 0.02. The OLB Group's overall GF Score™ is 28/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For The OLB Group (OLB), the current Debt-to-Asset is 0.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The OLB Group (OLB) Overvalued in 2026?

Based on GuruFocus' analysis, The OLB Group stock appears to be overvalued. The current stock price of $0.30 is trading 35.1% above its estimated GF Value™ of $0.22. GuruFocus considers The OLB Group to be Significantly Overvalued.

Key valuation signals for OLB:

  • Debt-to-Asset: 0.02
  • GF Value™: $0.22 vs. price of $0.30 (35.1% above fair value)
  • GF Score™: 28/100 with 3 warning signs

No single metric tells the full story. See the OLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The OLB Group Business Description

Address 1120 Avenue of the Americas, 4th Floor, New York, NY, USA, 10036
The OLB Group Inc is a diversified FinTech company that focuses on a suite of products in the merchant services marketplace and seeks to provide integrated business solutions to merchants throughout the United States. The company seeks to provide merchants with a wide range-of-products and services through the various online platforms, including financial and transaction processing services. It also has products that provide support for crowdfunding and other capital-raising initiatives. It supplements the online platforms with certain hardware solutions that are integrated with the online platforms. The company has two business segments: Fintech Services, which generates key revenue, and the Bitcoin Mining business segment.
28GF Score

Get the complete analysis for OLB

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.30
Price
$0.22
GF Value