SNTG (Sentage Holdings) Cash Conversion Cycle: 169.28 (As of Dec. 2025)


SNTG Sentage Holdings Inc SNTG
48 GF Score
Price $2.07
GF Value $1.04
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Sentage Holdings Cash Conversion Cycle?

Sentage Holdings SNTG +2.48% 48 Cash Conversion Cycle is 169.28 as of Dec. 2025. GuruFocus rates SNTG with a GF Score™ of 48/100 and a GF Value™ of $1.04 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

Sentage Holdings's Days Sales Outstanding for the six months ended in Dec. 2025 was 169.28.
Sentage Holdings's Days Inventory for the six months ended in Dec. 2025 was .
Sentage Holdings's Days Payable for the six months ended in Dec. 2025 was .
Therefore, Sentage Holdings's Cash Conversion Cycle (CCC) for the six months ended in Dec. 2025 was 169.28.


Sentage Holdings  (NAS:SNTG) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


Sentage Holdings Cash Conversion Cycle Related Terms


Sentage Holdings Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for Sentage Holdings's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sentage Holdings Cash Conversion Cycle Chart

Sentage Holdings Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Conversion Cycle
Get a 7-Day Free Trial 88.25 821.09 682.06 326.14 -29.09

Sentage Holdings Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 427.50 0.00 155.46 0.00 169.28

SNTG vs SPFX, SPST, VNTA: Cash Conversion Cycle Comparison

For the Credit Services subindustry, Sentage Holdings's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sentage Holdings Cash Conversion Cycle vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sentage Holdings's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where Sentage Holdings's Cash Conversion Cycle falls into.


SNTG
48GF Score
Sentage Holdings Inc SNTG
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Sentage Holdings Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

Sentage Holdings's Cash Conversion Cycle for the fiscal year that ended in Dec. 2025 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=335.91+0-365
=-29.09

Sentage Holdings's Cash Conversion Cycle for the quarter that ended in Dec. 2025 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=169.28+-
=169.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 169.28 mean?
Sentage Holdings (SNTG) has a Cash Conversion Cycle of 169.28 as of Dec. 2025. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Sentage Holdings and its competitors.
Is Sentage Holdings' Cash Conversion Cycle too high?
Sentage Holdings' current Cash Conversion Cycle is 169.28. The Credit Services industry median Cash Conversion Cycle is 1.48. Sentage Holdings' value of 169.28 is 11376.6% above this industry median. Overall, Sentage Holdings has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sentage Holdings' Cash Conversion Cycle compare to SPFX and SPST?
Sentage Holdings' Cash Conversion Cycle of 169.28 can be compared against companies in the Credit Services industry. The industry median Cash Conversion Cycle is 1.48. Sentage Holdings' value of 169.28 is 11376.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Credit Services company?
The median Cash Conversion Cycle among Credit Services companies is 1.48, based on 376 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sentage Holdings's current Cash Conversion Cycle of 169.28 is 11376.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Sentage Holdings and its competitors. For the Credit Services industry, the median Cash Conversion Cycle is 1.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sentage Holdings's current Cash Conversion Cycle is 169.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sentage Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sentage Holdings (SNTG) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.04, compared to a current price of $2.07 — trading 99% above its estimated fair value. The current Cash Conversion Cycle is 169.28 and 11376.6% above the Credit Services industry median of 1.48. Sentage Holdings' overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Sentage Holdings (SNTG), the current Cash Conversion Cycle is 169.28 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sentage Holdings (SNTG) Overvalued in 2026?

Based on GuruFocus' analysis, Sentage Holdings stock appears to be overvalued. The current stock price of $2.07 is trading 99% above its estimated GF Value™ of $1.04. GuruFocus considers Sentage Holdings to be Significantly Overvalued.

Key valuation signals for SNTG:

  • Cash Conversion Cycle: 169.28
  • GF Value™: $1.04 vs. price of $2.07 (99% above fair value)
  • GF Score™: 48/100 with 5 warning signs
  • Industry Position: 11376.6% above the Credit Services median

No single metric tells the full story. See the SNTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sentage Holdings Business Description

Address 233 Taicang Road, 501, Platinum Tower, HuangPu, Shanghai, CHN, 200001
Sentage Holdings Inc is a financial service provider. The company offers a comprehensive range of financial services across consumer loan repayment and collection management, loan recommendation, and prepaid payment network services in China.
48GF Score

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Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.07
Price
$1.04
GF Value