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Sentage HoldingsSNTG -3.95%46 3-Year EBITDA Growth Rate is 10.00% as of Dec. 2025. GuruFocus rates SNTG with a GF Score™ of 46/100 and a GF Value™ of $1.01 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 323 Credit Services companies, Sentage Holdings ranks better than 50.77% on this metric.
During the past 3 years, the average EBITDA Per Share Growth Rate was 10.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 8 years, the highest 3-Year average EBITDA Per Share Growth Rate of Sentage Holdings was 10.00% per year. The lowest was -24.40% per year. And the median was -7.20% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Sentage Holdings 3-Year EBITDA Growth Rate Related Terms
SNTG vs SPFX, VNTA, DXF: 3-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, Sentage Holdings's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sentage Holdings 3-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sentage Holdings's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Sentage Holdings's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 10.00% mean?
Sentage Holdings (SNTG) has a 3-Year EBITDA Growth Rate of 10.00% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Sentage Holdings and its competitors. According to the industry distribution chart, Sentage Holdings ranks #159 out of 323 companies in the Credit Services industry, placing it in the top 49.2%.
Is Sentage Holdings' 3-Year EBITDA Growth Rate too high?
Sentage Holdings' current 3-Year EBITDA Growth Rate is 10.00%. The Credit Services industry median 3-Year EBITDA Growth Rate is 9.10. Sentage Holdings' value of 10.00% is 9.9% above this industry median. Based on the distribution chart, Sentage Holdings ranks #159 out of 323 companies in the Credit Services industry, which is above the industry midpoint. Overall, Sentage Holdings has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sentage Holdings' 3-Year EBITDA Growth Rate compare to SPFX and VNTA?
According to the Credit Services industry distribution chart, Sentage Holdings ranks #159 out of 323 companies for 3-Year EBITDA Growth Rate. This puts Sentage Holdings in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 9.10. Sentage Holdings' value of 10.00% is 9.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 9.10, based on 323 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sentage Holdings's current 3-Year EBITDA Growth Rate of 10.00% is 9.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Sentage Holdings and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 9.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sentage Holdings's current 3-Year EBITDA Growth Rate is 10.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sentage Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sentage Holdings (SNTG) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.01, compared to a current price of $1.70 — trading 68.3% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 10.00% and 9.9% above the Credit Services industry median of 9.10. Sentage Holdings' overall GF Score™ is 46/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Sentage Holdings (SNTG), the current 3-Year EBITDA Growth Rate is 10.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sentage Holdings (SNTG) Overvalued in 2026?
Based on GuruFocus' analysis, Sentage Holdings stock appears to be overvalued.
The current stock price of $1.70 is trading 68.3% above its estimated GF Value™ of $1.01.
GuruFocus considers Sentage Holdings to be Significantly Overvalued.
Key valuation signals for SNTG:
3-Year EBITDA Growth Rate: 10.00%
GF Value™: $1.01 vs. price of $1.70 (68.3% above fair value)
Industry Position: 9.9% above the Credit Services median (#159 of 323)
No single metric tells the full story. See the SNTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sentage Holdings Inc is a financial service provider. The company offers a comprehensive range of financial services across consumer loan repayment and collection management, loan recommendation, and prepaid payment network services in China.
46GF Score
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