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Sentage HoldingsSNTG +3.30%45 Equity-to-Asset is 0.80 as of Dec. 2025, which is 5% below its 10-year median of 0.84. GuruFocus rates SNTG with a GF Score™ of 45/100 and a GF Value™ of $1.01 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 547 Credit Services companies, Sentage Holdings ranks better than 80.07% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Sentage Holdings's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $7.88 Mil. Sentage Holdings's Total Assets for the quarter that ended in Dec. 2025 was $9.88 Mil.
Therefore, Sentage Holdings's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.80.
The historical rank and industry rank for Sentage Holdings's Equity-to-Asset or its related term are showing as below:
SNTG'
s Equity-to-Asset Range Over the Past 10 Years
Min: -1.73 Med: 0.84 Max: 0.97
Current: 0.8
During the past 8 years, the highest Equity to Asset Ratio of Sentage Holdings was 0.97. The lowest was -1.73. And the median was 0.84.
SNTG's Equity-to-Asset is ranked better than 80.07% of 547
companies
in the Credit Services industry
Industry Median: 0.4
vs SNTG: 0.80
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Sentage Holdings Equity-to-Asset Related Terms
Sentage Holdings Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Sentage Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SNTG vs VNTA, DXF, SPFX: Equity-to-Asset Comparison
For the Credit Services subindustry, Sentage Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sentage Holdings Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sentage Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Sentage Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Sentage Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sentage Holdings (SNTG) has a Equity-to-Asset of 0.80 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sentage Holdings and its competitors. This is near median its historical median of 0.84. According to the industry distribution chart, Sentage Holdings ranks #109 out of 547 companies in the Credit Services industry, placing it in the top 19.9%.
Is Sentage Holdings' Equity-to-Asset too high?
Sentage Holdings' current Equity-to-Asset of 0.80 is near median its 10-year median of 0.84. The Credit Services industry median Equity-to-Asset is 0.40. Sentage Holdings' value of 0.80 is 100% above this industry median. Based on the distribution chart, Sentage Holdings ranks #109 out of 547 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Sentage Holdings has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sentage Holdings' Equity-to-Asset compare to VNTA and DXF?
According to the Credit Services industry distribution chart, Sentage Holdings ranks #109 out of 547 companies for Equity-to-Asset. This places Sentage Holdings in the top 20% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.40. Sentage Holdings' value of 0.80 is 100% above this benchmark. While the company's 10-year median is 0.84 vs. the industry median of 0.40, Sentage Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 547 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sentage Holdings's current Equity-to-Asset of 0.80 is 100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sentage Holdings and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sentage Holdings's current Equity-to-Asset is 0.80, which is near median its own 10-year median of 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sentage Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sentage Holdings (SNTG) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.01, compared to a current price of $1.80 — trading 78% above its estimated fair value. The current Equity-to-Asset is 0.80, which is near median its 10-year median of 0.84 and 100% above the Credit Services industry median of 0.40. Sentage Holdings' overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Sentage Holdings (SNTG), the current Equity-to-Asset is 0.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sentage Holdings (SNTG) Overvalued in 2026?
Based on GuruFocus' analysis, Sentage Holdings stock appears to be overvalued.
The current stock price of $1.80 is trading 78% above its estimated GF Value™ of $1.01.
GuruFocus considers Sentage Holdings to be Significantly Overvalued.
Key valuation signals for SNTG:
Equity-to-Asset: 0.80 (near median its 10-year median of 0.84)
GF Value™: $1.01 vs. price of $1.80 (78% above fair value)
Industry Position: 100% above the Credit Services median (#109 of 547)
No single metric tells the full story. See the SNTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sentage Holdings Inc is a financial service provider. The company offers a comprehensive range of financial services across consumer loan repayment and collection management, loan recommendation, and prepaid payment network services in China.
45GF Score
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