SNTG (Sentage Holdings) Moat Score: 1/10 (As of Jul. 01, 2026)


SNTG Sentage Holdings Inc SNTG
45 GF Score
Price $2.08
GF Value $1.04
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Sentage Holdings Moat Score?

Sentage Holdings SNTG +2.97% 45 Moat Score is 1 as of Jul. 01, 2026. GuruFocus rates SNTG with a GF Score™ of 45/100 and a GF Value™ of $1.04 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 566 Credit Services companies, Sentage Holdings ranks better than 87.63% on this metric.

Sentage Holdings has the Moat Score of 1, which implies that the company might have No Moat - Very weak/transient advantages.

Sentage Holdings has No Moat: Sentage Holdings Inc has no discernible moat. It operates in a highly competitive financial services industry with no significant market leadership, customer loyalty, or intellectual property, resulting in a very weak competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Sentage Holdings might have No Moat - Very weak/transient advantages.

Sentage Holdings  (NAS:SNTG) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Sentage Holdings Moat Score Related Terms

SNTG vs SPFX, SPST, VNTA: Moat Score Comparison

For the Credit Services subindustry, Sentage Holdings's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sentage Holdings Moat Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sentage Holdings's Moat Score distribution charts can be found below:

* The bar in red indicates where Sentage Holdings's Moat Score falls into.


SNTG
45GF Score
Sentage Holdings Inc SNTG
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 1 mean?
Sentage Holdings (SNTG) has a Moat Score of 1 as of Jul. 01, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Sentage Holdings ranks #70 out of 566 companies in the Credit Services industry, placing it in the top 12.4%.
Is Sentage Holdings' Moat Score too high?
Sentage Holdings' current Moat Score is 1. Based on the distribution chart, Sentage Holdings ranks #70 out of 566 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Sentage Holdings has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sentage Holdings' Moat Score compare to SPFX and SPST?
According to the Credit Services industry distribution chart, Sentage Holdings ranks #70 out of 566 companies for Moat Score. This places Sentage Holdings in the top 12% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Credit Services company?
A good Moat Score depends on the Credit Services industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Sentage Holdings's current Moat Score is 1. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sentage Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sentage Holdings (SNTG) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.04, compared to a current price of $2.08 — trading 100% above its estimated fair value. The current Moat Score is 1. Sentage Holdings' overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Sentage Holdings (SNTG), the current Moat Score is 1 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sentage Holdings (SNTG) Overvalued in 2026?

Based on GuruFocus' analysis, Sentage Holdings stock appears to be overvalued. The current stock price of $2.08 is trading 100% above its estimated GF Value™ of $1.04. GuruFocus considers Sentage Holdings to be Significantly Overvalued.

Key valuation signals for SNTG:

  • Moat Score: 1
  • GF Value™: $1.04 vs. price of $2.08 (100% above fair value)
  • GF Score™: 45/100 with 5 warning signs

No single metric tells the full story. See the SNTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sentage Holdings Business Description

Address 233 Taicang Road, 501, Platinum Tower, HuangPu, Shanghai, CHN, 200001
Sentage Holdings Inc is a financial service provider. The company offers a comprehensive range of financial services across consumer loan repayment and collection management, loan recommendation, and prepaid payment network services in China.
45GF Score

Get the complete analysis for SNTG

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.08
Price
$1.04
GF Value