AIICO Insurance (NSA:AIIC) Cash Flow from Operations: ₦74,322 Mil (TTM As of Mar. 2026)

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NSA:AIIC AIICO Insurance PLC NSA:AIIC
44 GF Score
Price ₦4.13
GF Value ₦5.02
Valuation Modestly Undervalued
! 2 Warning Signs
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What is AIICO Insurance Cash Flow from Operations?

AIICO Insurance NSA:AIIC +1.98% 44 Cash Flow from Operations is ₦74,322 Mil as of Mar. 2026. GuruFocus rates NSA:AIIC with a GF Score™ of 44/100 and a GF Value™ of ₦5.02 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

For the three months ended in Mar. 2026, AIICO Insurance's Cash Receipts from Operating Activities was ₦92,989 Mil. Its Cash Payments was ₦-62,547 Mil. And its Cash Flow from Others was ₦0 Mil. In all, AIICO Insurance's Cash Flow from Operations for the three months ended in Mar. 2026 was ₦30,442 Mil.


AIICO Insurance  (NSA:AIIC) Cash Flow from Operations Explanation

For financial companies reported in direct method, cash flow from operations contains three items:

1. Cash Receipts from Operating Activities:
Cash Receipts from Operating Activities represents cash received from operating activitiies in direct method.

AIICO Insurance's cash receipts from operating activities for the three months ended in Mar. 2026 was ₦92,989 Mil.

2. Cash Payments:
It represents cash flow paid from operating activities in the direct cash flow method.

AIICO Insurance's cash payments for the three months ended in Mar. 2026 was ₦-62,547 Mil.

3. Cash Flow from Others:
These are cash differences caused by the change of cash receipts and cash payments. For instance, if a company pays its suppliers slower, its cash position will build up faster. If a company receives payments from its customers slower, its cash position will grow more slowly (or even shrink).

AIICO Insurance's cash flow from others for the three months ended in Mar. 2026 was ₦0 Mil.


AIICO Insurance Cash Flow from Operations Related Terms


AIICO Insurance Cash Flow from Operations Historical Data

* Premium members only.

The historical data trend for AIICO Insurance's Cash Flow from Operations can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIICO Insurance Cash Flow from Operations Chart

AIICO Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Operations
Get a 7-Day Free Trial Premium Member Only Premium Member Only -11,556.49 -3,188.13 13,412.31 45,782.45 63,487.20

AIICO Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Flow from Operations Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19,607.56 -21,045.17 28,687.54 36,237.26 30,442.23
NSA:AIIC
44GF Score
AIICO Insurance PLC NSA:AIIC
Cash Flow from Operations is just one metric. See GF Score™, valuation, warning signs, and more.
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AIICO Insurance Cash Flow from Operations Calculation

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

AIICO Insurance's Cash Flow from Operations for the fiscal year that ended in Dec. 2025 is calculated as:

Cash Flow from Operations(A: Dec. 2025 )
=Cash Receipts from Operating Activities+Cash Payments+Cash Flow from Others
=279075.692+-215588.495+-0.0019999999858555
=63,487

AIICO Insurance's Cash Flow from Operations for the quarter that ended in Mar. 2026 is:

Cash Flow from Operations(Q: Mar. 2026 )
=Cash Receipts from Operating Activities+Cash Payments+Cash Flow from Others
=92989.351+-62547.121+3.6379788070917E-12
=30,442

Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦74,322 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Operations of ₦74,322 Mil mean?
AIICO Insurance (NSA:AIIC) has a Cash Flow from Operations of ₦74,322 Mil as of Mar. 2026. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for AIICO Insurance and its competitors.
Is AIICO Insurance's Cash Flow from Operations too high?
AIICO Insurance's current Cash Flow from Operations is ₦74,322 Mil. Overall, AIICO Insurance has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AIICO Insurance's Cash Flow from Operations compare to BRK.A and AIG?
AIICO Insurance's Cash Flow from Operations of ₦74,322 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Operations for an Insurance company?
A good Cash Flow from Operations depends on the Insurance industry context. However, Cash Flow from Operations should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Operations mean?
A high Cash Flow from Operations can signal that a stock is expensive relative to its fundamentals. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for AIICO Insurance and its competitors. AIICO Insurance's current Cash Flow from Operations is ₦74,322 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIICO Insurance stock overvalued right now?
Based on GuruFocus' analysis, AIICO Insurance (NSA:AIIC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₦5.02, compared to a current price of ₦4.13 — trading 17.7% below its estimated fair value. The current Cash Flow from Operations is ₦74,322 Mil. AIICO Insurance's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Operations calculated?
Cash Flow from Operations is calculated from a company's financial statements. For AIICO Insurance (NSA:AIIC), the current Cash Flow from Operations is ₦74,322 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIICO Insurance (NSA:AIIC) Overvalued in 2026?

Based on GuruFocus' analysis, AIICO Insurance stock appears to be undervalued. The current stock price of ₦4.13 is trading 17.7% below its estimated GF Value™ of ₦5.02. GuruFocus considers AIICO Insurance to be Modestly Undervalued.

Key valuation signals for NSA:AIIC:

  • Cash Flow from Operations: ₦74,322 Mil
  • GF Value™: ₦5.02 vs. price of ₦4.13 (17.7% below fair value)
  • GF Score™: 44/100 with 2 warning signs

No single metric tells the full story. See the NSA:AIIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AIICO Insurance Business Description

Address Churchgate Street, Plot PC 12, AIICO Plaza, Victoria Island, Lagos, NGA
AIICO Insurance PLC provides life and health insurance, general insurance, investment management, and pension management services as a means to create and protect wealth for individuals, families, and corporate customers in Nigeria. The company's key business areas include Life Insurance Business, Non-Life Insurance Business, Health, and Wealth Management, Deposit Administration, and Financial Services to organizations and private individuals. The group has four reportable segments: Life business, which generates maximum revenue, General business, Health management services, and Asset management. The life insurance segment offers savings, protection products and other long-term contracts. It comprises of whole life, term assurance, guaranteed pensions, pure endowment pensions and Others.
44GF Score

Get the complete analysis for NSA:AIIC

Cash Flow from Operations is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦4.13
Price
₦5.02
GF Value