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AIICO Insurance PLC NSA:AIIC
AIICO Insurance NSA:AIIC +0.50% 44 EBIT is ₦0 Mil as of Mar. 2026. GuruFocus rates NSA:AIIC with a GF Score™ of 44/100 and a GF Value™ of ₦4.95 (Modestly Undervalued). The stock has 2 warning signs investors should review.
AIICO Insurance's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was ₦0 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ₦0 Mil.
EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. AIICO Insurance's annualized ROC % for the quarter that ended in Mar. 2026 was 0.00%.
EBIT is also linked to Joel Greenblatt's definition of earnings yield. AIICO Insurance's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 0.00%.
AIICO Insurance (NSA:AIIC) EBIT Explanation
1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.
AIICO Insurance's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:
| ROC % (Q: Mar. 2026 ) | ||||||
| = | NOPAT | / | Average Invested Capital | |||
| = | EBIT * ( 1 - Tax Rate % ) | / | ( (Invested Capital (Q: Dec. 2025 ) | + | Invested Capital (Q: Mar. 2026 )) | / count ) |
| = | 0 * ( 1 - 10.73% ) | / | ( (493560.46225 | + | 574232.783) | / 2 ) |
| = | 0 | / | 533896.622625 | |||
| = | 0.00 % |
where
| Invested Capital | (Q: Dec. 2025 ) | ||||||
| = | Total Assets | - | Accounts Payable & Accrued Expense | - | Excess Cash | ||
| = | Total Assets | - | Accounts Payable & Accrued Expense | - | ( Balance Sheet Cash And Cash Equivalents | - | 5% * Revenue ) |
| = | 584018.689 | - | 16417.781 | - | ( 74378.709 | - | 5% * 6765.265 ) |
| = | 493560.46225 |
| Invested Capital | (Q: Mar. 2026 ) | ||||||
| = | Total Assets | - | Accounts Payable & Accrued Expense | - | Excess Cash | ||
| = | Total Assets | - | Accounts Payable & Accrued Expense | - | ( Balance Sheet Cash And Cash Equivalents | - | 5% * Revenue ) |
| = | 652765.667 | - | 45545.127 | - | ( 35779.688 | - | 5% * 55838.62 ) |
| = | 574232.783 |
Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.
2. Joel Greenblatt's definition of Return on Capital:
ROC (Joel Greenblatt) % does not apply to banks and insurance companies.
3. It is also linked to Joel Greenblatt's definition of Earnings Yield:
AIICO Insurance's Earnings Yield (Joel Greenblatt) % for today is calculated as:
| Earnings Yield (Joel Greenblatt) % | = | EBIT (TTM) | / | Enterprise Value (Q: Mar. 2026 ) |
| = | 0 | / | 219228.771 | |
| = | 0.00 % |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The historical data trend for AIICO Insurance's EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
| AIICO Insurance Annual Data | |||||||||||||||||||||
| Trend | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | Dec24 | Dec25 | |||||||||||
| EBIT | Get a 7-Day Free Trial |
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0.00 | 7,174.75 | 16,997.71 | 22,280.90 | 37,783.41 | |||||||||||||
| AIICO Insurance Quarterly Data | ||||||||||||||||||||
| Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | Jun24 | Sep24 | Dec24 | Mar25 | Jun25 | Sep25 | Dec25 | Mar26 | |
| EBIT | Get a 7-Day Free Trial |
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0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
For the Insurance - Diversified subindustry, AIICO Insurance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Insurance industry and Financial Services sector, AIICO Insurance's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where AIICO Insurance's EV-to-EBIT falls into.
EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.
EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Based on GuruFocus' analysis, AIICO Insurance stock appears to be undervalued. The current stock price of ₦4.05 is trading 18.2% below its estimated GF Value™ of ₦4.95. GuruFocus considers AIICO Insurance to be Modestly Undervalued.
Key valuation signals for NSA:AIIC:
No single metric tells the full story. See the NSA:AIIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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