AIICO Insurance (NSA:AIIC) FCF Yield %: 47.29 (As of Jun. 24, 2026) — 13% Above Median


NSA:AIIC AIICO Insurance PLC NSA:AIIC
44 GF Score
Price ₦4.05
GF Value ₦4.95
Valuation Modestly Undervalued
! 2 Warning Signs
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What is AIICO Insurance FCF Yield %?

AIICO Insurance NSA:AIIC +0.50% 44 FCF Yield % is 47.29 as of Jun. 24, 2026, which is 13% above its 10-year median of 41.84. GuruFocus rates NSA:AIIC with a GF Score™ of 44/100 and a GF Value™ of ₦4.95 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 505 Insurance companies, AIICO Insurance ranks better than 94.26% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, AIICO Insurance's Trailing 12-Month Free Cash Flow is ₦70,114 Mil, and Market Cap is ₦148,251 Mil. Therefore, AIICO Insurance's FCF Yield % for today is 47.29%.

The historical rank and industry rank for AIICO Insurance's FCF Yield % or its related term are showing as below:

NSA:AIIC' s FCF Yield % Range Over the Past 10 Years
Min: -363.9   Med: 41.84   Max: 1270.28
Current: 47.29


During the past 11 years, the highest FCF Yield % of AIICO Insurance was 1270.28%. The lowest was -363.90%. And the median was 41.84%.

NSA:AIIC's FCF Yield % is ranked better than
94.26% of 505 companies
in the Insurance industry
Industry Median: 7.12 vs NSA:AIIC: 47.29

AIICO Insurance's FCF Margin % for the quarter that ended in Mar. 2026 was 53.57%.


AIICO Insurance FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


AIICO Insurance FCF Yield % Related Terms


AIICO Insurance FCF Yield % Historical Data

* Premium members only.

The historical data trend for AIICO Insurance's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIICO Insurance FCF Yield % Chart

AIICO Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -42.31 -21.45 40.88 83.23 42.94

AIICO Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 132.33 -150.06 82.99 101.82 79.73

NSA:AIIC vs BRK.A, AIG, HIG: FCF Yield % Comparison

For the Insurance - Diversified subindustry, AIICO Insurance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIICO Insurance FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, AIICO Insurance's FCF Yield % distribution charts can be found below:

* The bar in red indicates where AIICO Insurance's FCF Yield % falls into.


NSA:AIIC
44GF Score
AIICO Insurance PLC NSA:AIIC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AIICO Insurance FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

AIICO Insurance's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=59574.913 / 138733.99604
=42.94%

AIICO Insurance's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=29914.431 * 4 / 150081.6316
=79.73%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 47.29 mean?
AIICO Insurance (NSA:AIIC) has a FCF Yield % of 47.29 as of Jun. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on AIICO Insurance and its competitors. This is 13% above median its historical median of 41.84. According to the industry distribution chart, AIICO Insurance ranks #29 out of 505 companies in the Insurance industry, placing it in the top 5.7%.
Is AIICO Insurance's FCF Yield % too high?
AIICO Insurance's current FCF Yield % of 47.29 is 13% above median its 10-year median of 41.84. The Insurance industry median FCF Yield % is 7.12. AIICO Insurance's value of 47.29 is 564.2% above this industry median. Based on the distribution chart, AIICO Insurance ranks #29 out of 505 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, AIICO Insurance has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AIICO Insurance's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AIICO Insurance ranks #29 out of 505 companies for FCF Yield %. This places AIICO Insurance in the top 6% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.12. AIICO Insurance's value of 47.29 is 564.2% above this benchmark. While the company's 10-year median is 41.84 vs. the industry median of 7.12, AIICO Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIICO Insurance's current FCF Yield % of 47.29 is 564.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on AIICO Insurance and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIICO Insurance's current FCF Yield % is 47.29, which is 13% above median its own 10-year median of 41.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIICO Insurance stock overvalued right now?
Based on GuruFocus' analysis, AIICO Insurance (NSA:AIIC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₦4.95, compared to a current price of ₦4.05 — trading 18.2% below its estimated fair value. The current FCF Yield % is 47.29, which is 13% above median its 10-year median of 41.84 and 564.2% above the Insurance industry median of 7.12. AIICO Insurance's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For AIICO Insurance (NSA:AIIC), the current FCF Yield % is 47.29 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIICO Insurance (NSA:AIIC) Overvalued in 2026?

Based on GuruFocus' analysis, AIICO Insurance stock appears to be undervalued. The current stock price of ₦4.05 is trading 18.2% below its estimated GF Value™ of ₦4.95. GuruFocus considers AIICO Insurance to be Modestly Undervalued.

Key valuation signals for NSA:AIIC:

  • FCF Yield %: 47.29 (13% above median its 10-year median of 41.84)
  • GF Value™: ₦4.95 vs. price of ₦4.05 (18.2% below fair value)
  • GF Score™: 44/100 with 2 warning signs
  • Industry Position: 564.2% above the Insurance median (#29 of 505)

No single metric tells the full story. See the NSA:AIIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AIICO Insurance Business Description

Address Churchgate Street, Plot PC 12, AIICO Plaza, Victoria Island, Lagos, NGA
AIICO Insurance PLC provides life and health insurance, general insurance, investment management, and pension management services as a means to create and protect wealth for individuals, families, and corporate customers in Nigeria. The company's key business areas include Life Insurance Business, Non-Life Insurance Business, Health, and Wealth Management, Deposit Administration, and Financial Services to organizations and private individuals. The group has four reportable segments: Life business, which generates maximum revenue, General business, Health management services, and Asset management. The life insurance segment offers savings, protection products and other long-term contracts. It comprises of whole life, term assurance, guaranteed pensions, pure endowment pensions and Others.
44GF Score

Get the complete analysis for NSA:AIIC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦4.05
Price
₦4.95
GF Value