AIICO Insurance (NSA:AIIC) 3-1 Month Momentum %: -4.53% (As of Jul. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSA:AIIC AIICO Insurance PLC NSA:AIIC
44 GF Score
Price ₦4.15
GF Value ₦5.01
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is AIICO Insurance 3-1 Month Momentum %?

AIICO Insurance NSA:AIIC +0.48% 44 3-1 Month Momentum % is -4.53% as of Jul. 21, 2026. GuruFocus rates NSA:AIIC with a GF Score™ of 44/100 and a GF Value™ of ₦5.01 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 570 Insurance companies, AIICO Insurance ranks better than 64.74% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-21), AIICO Insurance's 3-1 Month Momentum % is -4.53%.

The industry rank for AIICO Insurance's 3-1 Month Momentum % or its related term are showing as below:

NSA:AIIC's 3-1 Month Momentum % is ranked better than
64.74% of 570 companies
in the Insurance industry
Industry Median: 0.42 vs NSA:AIIC: -4.53

AIICO Insurance  (NSA:AIIC) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


AIICO Insurance 3-1 Month Momentum % Related Terms


NSA:AIIC vs BRK.A, AIG, HIG: 3-1 Month Momentum % Comparison

For the Insurance - Diversified subindustry, AIICO Insurance's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIICO Insurance 3-1 Month Momentum % vs Insurance Industry

For the Insurance industry and Financial Services sector, AIICO Insurance's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where AIICO Insurance's 3-1 Month Momentum % falls into.


NSA:AIIC
44GF Score
AIICO Insurance PLC NSA:AIIC
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AIICO Insurance  (NSA:AIIC) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -4.53% mean?
AIICO Insurance (NSA:AIIC) has a 3-1 Month Momentum % of -4.53% as of Jul. 21, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on AIICO Insurance and its competitors. According to the industry distribution chart, AIICO Insurance ranks #201 out of 570 companies in the Insurance industry, placing it in the top 35.3%.
Is AIICO Insurance's 3-1 Month Momentum % too high?
AIICO Insurance's current 3-1 Month Momentum % is -4.53%. Based on the distribution chart, AIICO Insurance ranks #201 out of 570 companies in the Insurance industry, which is above the industry midpoint. Overall, AIICO Insurance has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AIICO Insurance's 3-1 Month Momentum % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AIICO Insurance ranks #201 out of 570 companies for 3-1 Month Momentum %. This puts AIICO Insurance in the upper half of its industry. The industry median 3-1 Month Momentum % is 0.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 0.42, based on 570 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on AIICO Insurance and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIICO Insurance's current 3-1 Month Momentum % is -4.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIICO Insurance stock overvalued right now?
Based on GuruFocus' analysis, AIICO Insurance (NSA:AIIC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₦5.01, compared to a current price of ₦4.15 — trading 17.2% below its estimated fair value. The current 3-1 Month Momentum % is -4.53%. AIICO Insurance's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For AIICO Insurance (NSA:AIIC), the current 3-1 Month Momentum % is -4.53% as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIICO Insurance (NSA:AIIC) Overvalued in 2026?

Based on GuruFocus' analysis, AIICO Insurance stock appears to be undervalued. The current stock price of ₦4.15 is trading 17.2% below its estimated GF Value™ of ₦5.01. GuruFocus considers AIICO Insurance to be Modestly Undervalued.

Key valuation signals for NSA:AIIC:

  • 3-1 Month Momentum %: -4.53%
  • GF Value™: ₦5.01 vs. price of ₦4.15 (17.2% below fair value)
  • GF Score™: 44/100 with 2 warning signs

No single metric tells the full story. See the NSA:AIIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AIICO Insurance Business Description

Address Churchgate Street, Plot PC 12, AIICO Plaza, Victoria Island, Lagos, NGA
AIICO Insurance PLC provides life and health insurance, general insurance, investment management, and pension management services as a means to create and protect wealth for individuals, families, and corporate customers in Nigeria. The company's key business areas include Life Insurance Business, Non-Life Insurance Business, Health, and Wealth Management, Deposit Administration, and Financial Services to organizations and private individuals. The group has four reportable segments: Life business, which generates maximum revenue, General business, Health management services, and Asset management. The life insurance segment offers savings, protection products and other long-term contracts. It comprises of whole life, term assurance, guaranteed pensions, pure endowment pensions and Others.
44GF Score

Get the complete analysis for NSA:AIIC

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦4.15
Price
₦5.01
GF Value