AIICO InsuranceNSA:AIIC +2.01%44 5-Year Yield-on-Cost % is 3.01 as of Jul. 07, 2026, which is 17% below its 10-year median of 3.62. GuruFocus rates NSA:AIIC with a GF Score™ of 44/100 and a GF Value™ of ₦4.98 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 423 Insurance companies, AIICO Insurance ranks worse than 62.88% on this metric.
AIICO Insurance's yield on cost for the quarter that ended in Mar. 2026 was 3.01.
The historical rank and industry rank for AIICO Insurance's 5-Year Yield-on-Cost % or its related term are showing as below:
NSA:AIIC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.47 Med: 3.62 Max: 9.9
Current: 3.01
During the past 11 years, AIICO Insurance's highest Yield on Cost was 9.90. The lowest was 1.47. And the median was 3.62.
NSA:AIIC's 5-Year Yield-on-Cost % is ranked worse than 62.88% of 423
companies
in the Insurance industry
Industry Median: 4
vs NSA:AIIC: 3.01
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
AIICO Insurance 5-Year Yield-on-Cost % Related Terms
NSA:AIIC vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, AIICO Insurance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIICO Insurance 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, AIICO Insurance's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where AIICO Insurance's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of AIICO Insurance is calculated as
AIICO Insurance (NSA:AIIC) has a 5-Year Yield-on-Cost % of 3.01 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on AIICO Insurance and its competitors. This is 17% below median its historical median of 3.62. Over the past decade, AIICO Insurance's 5-Year Yield-on-Cost % has ranged from 1.47 to 9.90. According to the industry distribution chart, AIICO Insurance ranks #266 out of 423 companies in the Insurance industry, placing it in the top 62.9%.
Is AIICO Insurance's 5-Year Yield-on-Cost % too high?
AIICO Insurance's current 5-Year Yield-on-Cost % of 3.01 is 17% below median its 10-year median of 3.62. Over the past 10 years, this metric has ranged from a low of 1.47 to a high of 9.90. The Insurance industry median 5-Year Yield-on-Cost % is 4.00. AIICO Insurance's value of 3.01 is 24.8% below this industry median. Based on the distribution chart, AIICO Insurance ranks #266 out of 423 companies in the Insurance industry, which is below the industry midpoint. Overall, AIICO Insurance has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AIICO Insurance's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AIICO Insurance ranks #266 out of 423 companies for 5-Year Yield-on-Cost %. This places AIICO Insurance in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.00. AIICO Insurance's value of 3.01 is 24.8% below this benchmark. Historically, AIICO Insurance's own 5-Year Yield-on-Cost % has ranged from 1.47 to 9.90 over the past decade. While the company's 10-year median is 3.62 vs. the industry median of 4.00, AIICO Insurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.00, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIICO Insurance's current 5-Year Yield-on-Cost % of 3.01 is 24.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on AIICO Insurance and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIICO Insurance's current 5-Year Yield-on-Cost % is 3.01, which is 17% below median its own 10-year median of 3.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIICO Insurance stock overvalued right now?
Based on GuruFocus' analysis, AIICO Insurance (NSA:AIIC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₦4.98, compared to a current price of ₦4.07 — trading 18.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.01, which is 17% below median its 10-year median of 3.62 and 24.8% below the Insurance industry median of 4.00. AIICO Insurance's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For AIICO Insurance (NSA:AIIC), the current 5-Year Yield-on-Cost % is 3.01 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIICO Insurance (NSA:AIIC) Overvalued in 2026?
Based on GuruFocus' analysis, AIICO Insurance stock appears to be undervalued.
The current stock price of ₦4.07 is trading 18.3% below its estimated GF Value™ of ₦4.98.
GuruFocus considers AIICO Insurance to be Modestly Undervalued.
Key valuation signals for NSA:AIIC:
5-Year Yield-on-Cost %: 3.01 (17% below median its 10-year median of 3.62)
GF Value™: ₦4.98 vs. price of ₦4.07 (18.3% below fair value)
Industry Position: 24.8% below the Insurance median (#266 of 423)
No single metric tells the full story. See the NSA:AIIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AIICO Insurance PLC provides life and health insurance, general insurance, investment management, and pension management services as a means to create and protect wealth for individuals, families, and corporate customers in Nigeria. The company's key business areas include Life Insurance Business, Non-Life Insurance Business, Health, and Wealth Management, Deposit Administration, and Financial Services to organizations and private individuals. The group has four reportable segments: Life business, which generates maximum revenue, General business, Health management services, and Asset management. The life insurance segment offers savings, protection products and other long-term contracts. It comprises of whole life, term assurance, guaranteed pensions, pure endowment pensions and Others.
44GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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