AIICO InsuranceNSA:AIIC +0.50%44 FCF Margin % is 53.57% as of Mar. 2026, which is 311% above its 10-year median of 13.02. GuruFocus rates NSA:AIIC with a GF Score™ of 44/100 and a GF Value™ of ₦4.95 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 502 Insurance companies, AIICO Insurance ranks better than 91.24% on this metric.
The historical rank and industry rank for AIICO Insurance's FCF Margin % or its related term are showing as below:
NSA:AIIC'
s FCF Margin % Range Over the Past 10 Years
Min: -27.94 Med: 13.02 Max: 49.09
Current: 38.69
During the past 11 years, the highest FCF Margin % of AIICO Insurance was 49.09%. The lowest was -27.94%. And the median was 13.02%.
NSA:AIIC's FCF Margin % is ranked better than 91.24% of 502
companies
in the Insurance industry
Industry Median: 9.63
vs NSA:AIIC: 38.69
AIICO Insurance FCF Margin % Related Terms
AIICO Insurance FCF Margin % Historical Data
* Premium members only.
The historical data trend for AIICO Insurance's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:AIIC vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, AIICO Insurance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIICO Insurance FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, AIICO Insurance's FCF Margin % distribution charts can be found below:
* The bar in red indicates where AIICO Insurance's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIICO Insurance (NSA:AIIC) has a FCF Margin % of 53.57% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AIICO Insurance and its competitors. This is 311% above median its historical median of 13.02. According to the industry distribution chart, AIICO Insurance ranks #44 out of 502 companies in the Insurance industry, placing it in the top 8.8%.
Is AIICO Insurance's FCF Margin % too high?
AIICO Insurance's current FCF Margin % of 53.57% is 311% above median its 10-year median of 13.02. The Insurance industry median FCF Margin % is 9.63. AIICO Insurance's value of 53.57% is 456.3% above this industry median. Based on the distribution chart, AIICO Insurance ranks #44 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, AIICO Insurance has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AIICO Insurance's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, AIICO Insurance ranks #44 out of 502 companies for FCF Margin %. This places AIICO Insurance in the top 9% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.63. AIICO Insurance's value of 53.57% is 456.3% above this benchmark. While the company's 10-year median is 13.02 vs. the industry median of 9.63, AIICO Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIICO Insurance's current FCF Margin % of 53.57% is 456.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on AIICO Insurance and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIICO Insurance's current FCF Margin % is 53.57%, which is 311% above median its own 10-year median of 13.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIICO Insurance stock overvalued right now?
Based on GuruFocus' analysis, AIICO Insurance (NSA:AIIC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₦4.95, compared to a current price of ₦4.05 — trading 18.2% below its estimated fair value. The current FCF Margin % is 53.57%, which is 311% above median its 10-year median of 13.02 and 456.3% above the Insurance industry median of 9.63. AIICO Insurance's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For AIICO Insurance (NSA:AIIC), the current FCF Margin % is 53.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIICO Insurance (NSA:AIIC) Overvalued in 2026?
Based on GuruFocus' analysis, AIICO Insurance stock appears to be undervalued.
The current stock price of ₦4.05 is trading 18.2% below its estimated GF Value™ of ₦4.95.
GuruFocus considers AIICO Insurance to be Modestly Undervalued.
Key valuation signals for NSA:AIIC:
FCF Margin %: 53.57% (311% above median its 10-year median of 13.02)
GF Value™: ₦4.95 vs. price of ₦4.05 (18.2% below fair value)
Industry Position: 456.3% above the Insurance median (#44 of 502)
No single metric tells the full story. See the NSA:AIIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AIICO Insurance PLC provides life and health insurance, general insurance, investment management, and pension management services as a means to create and protect wealth for individuals, families, and corporate customers in Nigeria. The company's key business areas include Life Insurance Business, Non-Life Insurance Business, Health, and Wealth Management, Deposit Administration, and Financial Services to organizations and private individuals. The group has four reportable segments: Life business, which generates maximum revenue, General business, Health management services, and Asset management. The life insurance segment offers savings, protection products and other long-term contracts. It comprises of whole life, term assurance, guaranteed pensions, pure endowment pensions and Others.
44GF Score
Get the complete analysis for NSA:AIIC
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSA:AIIC has been successfully added to your 
