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Cheche GroupCCG -5.23%10 Cash Ratio is 0.13 as of Dec. 2025, which is 70% below its 10-year median of 0.44. GuruFocus rates CCG with a GF Score™ of 10/100. The stock has 6 warning signs investors should review. Among 530 Interactive Media companies, Cheche Group ranks worse than 90.38% on this metric.
Cheche Group has a Cash Ratio of 0.13. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Cheche Group's Cash Ratio or its related term are showing as below:
CCG'
s Cash Ratio Range Over the Past 10 Years
Min: 0.13 Med: 0.44 Max: 1.23
Current: 0.13
During the past 5 years, Cheche Group's highest Cash Ratio was 1.23. The lowest was 0.13. And the median was 0.44.
CCG's Cash Ratio is ranked worse than 90.38% of 530
companies
in the Interactive Media industry
Industry Median: 1.305
vs CCG: 0.13
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Cheche Group Cash Ratio Related Terms
Cheche Group Cash Ratio Historical Data
* Premium members only.
The historical data trend for Cheche Group's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Internet Content & Information subindustry, Cheche Group's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cheche Group Cash Ratio vs Interactive Media Industry
For the Interactive Media industry and Communication Services sector, Cheche Group's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Cheche Group's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cheche Group (CCG) has a Cash Ratio of 0.13 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Cheche Group and its competitors. This is 70% below median its historical median of 0.44. Over the past decade, Cheche Group's Cash Ratio has ranged from 0.13 to 1.23. According to the industry distribution chart, Cheche Group ranks #479 out of 530 companies in the Interactive Media industry, placing it in the top 90.4%.
Is Cheche Group's Cash Ratio too high?
Cheche Group's current Cash Ratio of 0.13 is 70% below median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 1.23. The Interactive Media industry median Cash Ratio is 1.31. Cheche Group's value of 0.13 is 90% below this industry median. Based on the distribution chart, Cheche Group ranks #479 out of 530 companies in the Interactive Media industry, which is in the bottom quartile relative to peers. Overall, Cheche Group has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Cheche Group's Cash Ratio compare to GIFT and SJ?
According to the Interactive Media industry distribution chart, Cheche Group ranks #479 out of 530 companies for Cash Ratio. This places Cheche Group in the lower half of its industry. The industry median Cash Ratio is 1.31. Cheche Group's value of 0.13 is 90% below this benchmark. Historically, Cheche Group's own Cash Ratio has ranged from 0.13 to 1.23 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 1.31, Cheche Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Interactive Media company?
The median Cash Ratio among Interactive Media companies is 1.31, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cheche Group's current Cash Ratio of 0.13 is 90% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Cheche Group and its competitors. For the Interactive Media industry, the median Cash Ratio is 1.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cheche Group's current Cash Ratio is 0.13, which is 70% below median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cheche Group stock overvalued right now?
Cheche Group (CCG) has a current Cash Ratio of 0.13. The current Cash Ratio is 0.13, which is 70% below median its 10-year median of 0.44 and 90% below the Interactive Media industry median of 1.31. Cheche Group's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Cheche Group (CCG), the current Cash Ratio is 0.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cheche Group Inc is engaged in the operation of providing insurance transaction services, Software-as-a-Service (SaaS) services, and other services in China. It is China's independent technology-empowered platform for auto insurance transaction services by digital auto insurance transaction premiums and insurance technology companies. The company has reshaped the traditional auto insurance distribution and services value chain to create a digital platform by improving operational efficiencies, reducing transaction costs, and expanding distribution channels. Its business scope ranges from digital insurance transactions, SaaS platforms for insurance intermediaries, AI-driven insurance pricing and underwriting services, auto insurance services for new energy vehicle (NEV) manufacturers, etc.
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