CCG (Cheche Group) Retained Earnings: $-311.3 Mil (As of Dec. 2025)

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CCG Cheche Group Inc CCG
10 GF Score
Price $15.39
! 6 Warning Signs
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What is Cheche Group Retained Earnings?

Cheche Group CCG -5.23% 10 Retained Earnings is $-311.3 Mil as of Dec. 2025. GuruFocus rates CCG with a GF Score™ of 10/100. The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Cheche Group's retained earnings for the quarter that ended in Dec. 2025 was $-311.3 Mil.

Cheche Group's quarterly retained earnings declined from Dec. 2024 ($-298.7 Mil) to Jun. 2025 ($-306.5 Mil) and declined from Jun. 2025 ($-306.5 Mil) to Dec. 2025 ($-311.3 Mil).

Cheche Group's annual retained earnings declined from Dec. 2023 ($-296.0 Mil) to Dec. 2024 ($-298.7 Mil) and declined from Dec. 2024 ($-298.7 Mil) to Dec. 2025 ($-311.3 Mil).


Cheche Group  (NAS:CCG) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Cheche Group Retained Earnings Historical Data

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The historical data trend for Cheche Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cheche Group Retained Earnings Chart

Cheche Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
-157.05 -180.66 -296.05 -298.74 -311.34

Cheche Group Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only -296.05 -298.94 -298.74 -306.48 -311.34
CCG
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Cheche Group Inc CCG
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Cheche Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $-311.3 Mil mean?
Cheche Group (CCG) has a Retained Earnings of $-311.3 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Cheche Group and its competitors.
Is Cheche Group's Retained Earnings too high?
Cheche Group's current Retained Earnings is $-311.3 Mil. Overall, Cheche Group has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Cheche Group's Retained Earnings compare to GIFT and SJ?
Cheche Group's Retained Earnings of $-311.3 Mil can be compared against companies in the Interactive Media industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Interactive Media company?
A good Retained Earnings depends on the Interactive Media industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Cheche Group and its competitors. Cheche Group's current Retained Earnings is $-311.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cheche Group stock overvalued right now?
Cheche Group (CCG) has a current Retained Earnings of $-311.3 Mil. The current Retained Earnings is $-311.3 Mil. Cheche Group's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Cheche Group (CCG), the current Retained Earnings is $-311.3 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cheche Group Business Description

Address 13-1 Deshengmenwai Avenue, 8th Floor, Desheng Hopson Fortune Plaza, Xicheng, Beijing, CHN, 100088
Cheche Group Inc is engaged in the operation of providing insurance transaction services, Software-as-a-Service (SaaS) services, and other services in China. It is China's independent technology-empowered platform for auto insurance transaction services by digital auto insurance transaction premiums and insurance technology companies. The company has reshaped the traditional auto insurance distribution and services value chain to create a digital platform by improving operational efficiencies, reducing transaction costs, and expanding distribution channels. Its business scope ranges from digital insurance transactions, SaaS platforms for insurance intermediaries, AI-driven insurance pricing and underwriting services, auto insurance services for new energy vehicle (NEV) manufacturers, etc.
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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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