CCG (Cheche Group) Days Payable: 88.16 (As of Dec. 2025) — 122% Above Median

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CCG Cheche Group Inc CCG
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Price $15.39
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What is Cheche Group Days Payable?

Cheche Group CCG -5.23% 10 Days Payable is 88.16 as of Dec. 2025, which is 122% above its 10-year median of 39.77. GuruFocus rates CCG with a GF Score™ of 10/100. The stock has 6 warning signs investors should review. Among 427 Interactive Media companies, Cheche Group ranks better than 62.76% on this metric.

Cheche Group's average Accounts Payable for the six months ended in Dec. 2025 was $107.5 Mil. Cheche Group's Cost of Goods Sold for the six months ended in Dec. 2025 was $222.4 Mil. Hence, Cheche Group's Days Payable for the six months ended in Dec. 2025 was 88.16.

The historical rank and industry rank for Cheche Group's Days Payable or its related term are showing as below:

CCG' s Days Payable Range Over the Past 10 Years
Min: 30.54   Med: 39.77   Max: 98.94
Current: 95.43

During the past 5 years, Cheche Group's highest Days Payable was 98.94. The lowest was 30.54. And the median was 39.77.

CCG's Days Payable is ranked better than
62.76% of 427 companies
in the Interactive Media industry
Industry Median: 60.16 vs CCG: 95.43

Cheche Group's Days Payable increased from Dec. 2024 (62.67) to Dec. 2025 (88.16). It may suggest that Cheche Group delayed paying its suppliers.


Cheche Group Days Payable Historical Data

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The historical data trend for Cheche Group's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cheche Group Days Payable Chart

Cheche Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
39.77 30.54 31.72 57.76 98.94

Cheche Group Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.94 45.76 62.67 99.57 88.16

CCG vs GIFT, SJ, ZDGE: Days Payable Comparison

For the Internet Content & Information subindustry, Cheche Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cheche Group Days Payable vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Cheche Group's Days Payable distribution charts can be found below:

* The bar in red indicates where Cheche Group's Days Payable falls into.


CCG
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Cheche Group Inc CCG
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Cheche Group Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Cheche Group's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (99.69 + 119.651) / 2 ) / 404.573*365
=109.6705 / 404.573*365
=98.94

Cheche Group's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (95.254 + 119.651) / 2 ) / 222.43*365 / 2
=107.4525 / 222.43*365 / 2
=88.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 88.16 mean?
Cheche Group (CCG) has a Days Payable of 88.16 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cheche Group and its competitors. This is 122% above median its historical median of 39.77. Over the past decade, Cheche Group's Days Payable has ranged from 30.54 to 98.94. According to the industry distribution chart, Cheche Group ranks #159 out of 427 companies in the Interactive Media industry, placing it in the top 37.2%.
Is Cheche Group's Days Payable too high?
Cheche Group's current Days Payable of 88.16 is 122% above median its 10-year median of 39.77. Over the past 10 years, this metric has ranged from a low of 30.54 to a high of 98.94. The Interactive Media industry median Days Payable is 60.16. Cheche Group's value of 88.16 is 46.5% above this industry median. Based on the distribution chart, Cheche Group ranks #159 out of 427 companies in the Interactive Media industry, which is above the industry midpoint. Overall, Cheche Group has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Cheche Group's Days Payable compare to GIFT and SJ?
According to the Interactive Media industry distribution chart, Cheche Group ranks #159 out of 427 companies for Days Payable. This puts Cheche Group in the upper half of its industry. The industry median Days Payable is 60.16. Cheche Group's value of 88.16 is 46.5% above this benchmark. Historically, Cheche Group's own Days Payable has ranged from 30.54 to 98.94 over the past decade. While the company's 10-year median is 39.77 vs. the industry median of 60.16, Cheche Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Interactive Media company?
The median Days Payable among Interactive Media companies is 60.16, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cheche Group's current Days Payable of 88.16 is 46.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cheche Group and its competitors. For the Interactive Media industry, the median Days Payable is 60.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cheche Group's current Days Payable is 88.16, which is 122% above median its own 10-year median of 39.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cheche Group stock overvalued right now?
Cheche Group (CCG) has a current Days Payable of 88.16. The current Days Payable is 88.16, which is 122% above median its 10-year median of 39.77 and 46.5% above the Interactive Media industry median of 60.16. Cheche Group's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Cheche Group (CCG), the current Days Payable is 88.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Cheche Group Business Description

Address 13-1 Deshengmenwai Avenue, 8th Floor, Desheng Hopson Fortune Plaza, Xicheng, Beijing, CHN, 100088
Cheche Group Inc is engaged in the operation of providing insurance transaction services, Software-as-a-Service (SaaS) services, and other services in China. It is China's independent technology-empowered platform for auto insurance transaction services by digital auto insurance transaction premiums and insurance technology companies. The company has reshaped the traditional auto insurance distribution and services value chain to create a digital platform by improving operational efficiencies, reducing transaction costs, and expanding distribution channels. Its business scope ranges from digital insurance transactions, SaaS platforms for insurance intermediaries, AI-driven insurance pricing and underwriting services, auto insurance services for new energy vehicle (NEV) manufacturers, etc.
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