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Cheche GroupCCG -5.23%10 3-Year RORE % is -94.35 as of Dec. 2025. GuruFocus rates CCG with a GF Score™ of 10/100. The stock has 6 warning signs investors should review. Among 537 Interactive Media companies, Cheche Group ranks worse than 88.08% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Cheche Group's 3-Year RORE % for the quarter that ended in Dec. 2025 was -94.35%.
The industry rank for Cheche Group's 3-Year RORE % or its related term are showing as below:
CCG's 3-Year RORE % is ranked worse than 88.08% of 537
companies
in the Interactive Media industry
Industry Median: 1.52
vs CCG: -94.35
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Cheche Group 3-Year RORE % Related Terms
Cheche Group 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Cheche Group's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Internet Content & Information subindustry, Cheche Group's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cheche Group 3-Year RORE % vs Interactive Media Industry
For the Interactive Media industry and Communication Services sector, Cheche Group's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Cheche Group's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.
Cheche Group (CCG) has a 3-Year RORE % of -94.35 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Cheche Group and its competitors. According to the industry distribution chart, Cheche Group ranks #473 out of 537 companies in the Interactive Media industry, placing it in the top 88.1%.
Is Cheche Group's 3-Year RORE % too high?
Cheche Group's current 3-Year RORE % is -94.35. Based on the distribution chart, Cheche Group ranks #473 out of 537 companies in the Interactive Media industry, which is in the bottom quartile relative to peers. Overall, Cheche Group has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Cheche Group's 3-Year RORE % compare to GIFT and SJ?
According to the Interactive Media industry distribution chart, Cheche Group ranks #473 out of 537 companies for 3-Year RORE %. This places Cheche Group in the lower half of its industry. The industry median 3-Year RORE % is 1.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Interactive Media company?
The median 3-Year RORE % among Interactive Media companies is 1.52, based on 537 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Cheche Group and its competitors. For the Interactive Media industry, the median 3-Year RORE % is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cheche Group's current 3-Year RORE % is -94.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cheche Group stock overvalued right now?
Cheche Group (CCG) has a current 3-Year RORE % of -94.35. The current 3-Year RORE % is -94.35. Cheche Group's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Cheche Group (CCG), the current 3-Year RORE % is -94.35 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cheche Group Inc is engaged in the operation of providing insurance transaction services, Software-as-a-Service (SaaS) services, and other services in China. It is China's independent technology-empowered platform for auto insurance transaction services by digital auto insurance transaction premiums and insurance technology companies. The company has reshaped the traditional auto insurance distribution and services value chain to create a digital platform by improving operational efficiencies, reducing transaction costs, and expanding distribution channels. Its business scope ranges from digital insurance transactions, SaaS platforms for insurance intermediaries, AI-driven insurance pricing and underwriting services, auto insurance services for new energy vehicle (NEV) manufacturers, etc.
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