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Cheche GroupCCG -5.23%10 Debt-to-Equity is 0.27 as of Dec. 2025, which is 238% above its 10-year median of 0.08. GuruFocus rates CCG with a GF Score™ of 10/100. The stock has 6 warning signs investors should review. Among 410 Interactive Media companies, Cheche Group ranks worse than 65.61% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Cheche Group's Debt-to-Equity or its related term are showing as below:
CCG'
s Debt-to-Equity Range Over the Past 10 Years
Min: -0.04 Med: 0.08 Max: 0.27
Current: 0.27
During the past 5 years, the highest Debt-to-Equity Ratio of Cheche Group was 0.27. The lowest was -0.04. And the median was 0.08.
CCG's Debt-to-Equity is ranked worse than 65.61% of 410
companies
in the Interactive Media industry
Industry Median: 0.13
vs CCG: 0.27
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Cheche Group Debt-to-Equity Related Terms
Cheche Group Debt-to-Equity Historical Data
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The historical data trend for Cheche Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Internet Content & Information subindustry, Cheche Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cheche Group Debt-to-Equity vs Interactive Media Industry
For the Interactive Media industry and Communication Services sector, Cheche Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Cheche Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cheche Group (CCG) has a Debt-to-Equity of 0.27 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Cheche Group and its competitors. This is 238% above median its historical median of 0.08. According to the industry distribution chart, Cheche Group ranks #269 out of 410 companies in the Interactive Media industry, placing it in the top 65.6%.
Is Cheche Group's Debt-to-Equity too high?
Cheche Group's current Debt-to-Equity of 0.27 is 238% above median its 10-year median of 0.08. The Interactive Media industry median Debt-to-Equity is 0.13. Cheche Group's value of 0.27 is 107.7% above this industry median. Based on the distribution chart, Cheche Group ranks #269 out of 410 companies in the Interactive Media industry, which is below the industry midpoint. Overall, Cheche Group has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Cheche Group's Debt-to-Equity compare to GIFT and SJ?
According to the Interactive Media industry distribution chart, Cheche Group ranks #269 out of 410 companies for Debt-to-Equity. This places Cheche Group in the lower half of its industry. The industry median Debt-to-Equity is 0.13. Cheche Group's value of 0.27 is 107.7% above this benchmark. While the company's 10-year median is 0.08 vs. the industry median of 0.13, Cheche Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Interactive Media company?
The median Debt-to-Equity among Interactive Media companies is 0.13, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cheche Group's current Debt-to-Equity of 0.27 is 107.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Cheche Group and its competitors. For the Interactive Media industry, the median Debt-to-Equity is 0.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cheche Group's current Debt-to-Equity is 0.27, which is 238% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cheche Group stock overvalued right now?
Cheche Group (CCG) has a current Debt-to-Equity of 0.27. The current Debt-to-Equity is 0.27, which is 238% above median its 10-year median of 0.08 and 107.7% above the Interactive Media industry median of 0.13. Cheche Group's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Cheche Group (CCG), the current Debt-to-Equity is 0.27 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cheche Group Inc is engaged in the operation of providing insurance transaction services, Software-as-a-Service (SaaS) services, and other services in China. It is China's independent technology-empowered platform for auto insurance transaction services by digital auto insurance transaction premiums and insurance technology companies. The company has reshaped the traditional auto insurance distribution and services value chain to create a digital platform by improving operational efficiencies, reducing transaction costs, and expanding distribution channels. Its business scope ranges from digital insurance transactions, SaaS platforms for insurance intermediaries, AI-driven insurance pricing and underwriting services, auto insurance services for new energy vehicle (NEV) manufacturers, etc.
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