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Cheche GroupCCG -5.23%10 Return-on-Tangible-Equity is 6.05% as of Dec. 2025. GuruFocus rates CCG with a GF Score™ of 10/100. The stock has 6 warning signs investors should review. Among 484 Interactive Media companies, Cheche Group ranks worse than 67.77% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Cheche Group's annualized net income for the quarter that ended in Dec. 2025 was $2.2 Mil. Cheche Group's average shareholder tangible equity for the quarter that ended in Dec. 2025 was $36.5 Mil. Therefore, Cheche Group's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 6.05%.
The historical rank and industry rank for Cheche Group's Return-on-Tangible-Equity or its related term are showing as below:
CCG'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -22.01 Med: -14.41 Max: -6.74
Current: -6.74
During the past 5 years, Cheche Group's highest Return-on-Tangible-Equity was -6.74%. The lowest was -22.01%. And the median was -14.41%.
CCG's Return-on-Tangible-Equity is ranked worse than 67.77% of 484
companies
in the Interactive Media industry
Industry Median: 5.925
vs CCG: -6.74
Cheche Group (NAS:CCG) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Cheche Group Return-on-Tangible-Equity Related Terms
Cheche Group Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Cheche Group's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CCG vs GIFT, SJ, ZDGE: Return-on-Tangible-Equity Comparison
For the Internet Content & Information subindustry, Cheche Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cheche Group Return-on-Tangible-Equity vs Interactive Media Industry
For the Interactive Media industry and Communication Services sector, Cheche Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Cheche Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 6.05% mean?
Cheche Group (CCG) has a Return-on-Tangible-Equity of 6.05% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Cheche Group and its competitors. According to the industry distribution chart, Cheche Group ranks #328 out of 484 companies in the Interactive Media industry, placing it in the top 67.8%.
Is Cheche Group's Return-on-Tangible-Equity too high?
Cheche Group's current Return-on-Tangible-Equity is 6.05%. The Interactive Media industry median Return-on-Tangible-Equity is 5.93. Cheche Group's value of 6.05% is 2.1% above this industry median. Based on the distribution chart, Cheche Group ranks #328 out of 484 companies in the Interactive Media industry, which is below the industry midpoint. Overall, Cheche Group has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Cheche Group's Return-on-Tangible-Equity compare to GIFT and SJ?
According to the Interactive Media industry distribution chart, Cheche Group ranks #328 out of 484 companies for Return-on-Tangible-Equity. This places Cheche Group in the lower half of its industry. The industry median Return-on-Tangible-Equity is 5.93. Cheche Group's value of 6.05% is 2.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Interactive Media company?
The median Return-on-Tangible-Equity among Interactive Media companies is 5.93, based on 484 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cheche Group's current Return-on-Tangible-Equity of 6.05% is 2.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Cheche Group and its competitors. For the Interactive Media industry, the median Return-on-Tangible-Equity is 5.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cheche Group's current Return-on-Tangible-Equity is 6.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cheche Group stock overvalued right now?
Cheche Group (CCG) has a current Return-on-Tangible-Equity of 6.05%. The current Return-on-Tangible-Equity is 6.05% and 2.1% above the Interactive Media industry median of 5.93. Cheche Group's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Cheche Group (CCG), the current Return-on-Tangible-Equity is 6.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Cheche Group Inc is engaged in the operation of providing insurance transaction services, Software-as-a-Service (SaaS) services, and other services in China. It is China's independent technology-empowered platform for auto insurance transaction services by digital auto insurance transaction premiums and insurance technology companies. The company has reshaped the traditional auto insurance distribution and services value chain to create a digital platform by improving operational efficiencies, reducing transaction costs, and expanding distribution channels. Its business scope ranges from digital insurance transactions, SaaS platforms for insurance intermediaries, AI-driven insurance pricing and underwriting services, auto insurance services for new energy vehicle (NEV) manufacturers, etc.
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